York County and Biddeford City property record for 101 Summer St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,791 sqft · built 1860 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,000 (Sep 2025) |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:44 |
| Primary APN | BIDD M:35 L:44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,791 sqft Living Area |
| Gross Area | 3,664 sqft |
| 1st Floor Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,049 sqft (0.07 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 101 SUMMER ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3540 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 44 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 25205 |
Source: York County and Biddeford City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 BEN ROSA PARK RD, LAKE LUZERNE, NY 12846-2812 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jan 2, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage MERRIMACK MTG CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 202532805 |
| Deed Book / Page | 19741 / 202 |
| Transfer Doc | 0178410226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 101 SUMMER ST, BIDDEFORD, ME 04005-3540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0189170844 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 18917/844 |
| Instrument | 2022000426 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 15, 2025 |
| Property Address | 101 SUMMER ST, BIDDEFORD, ME 04005-3540 |
| Document Number | 0197410202 |
| Book / Page | 19741 / 202 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025032805 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 33 BEN ROSA PARK RD, LAKE LUZERNE, NY 12846-2812 |
| Document Number | 2025032806 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025032806 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 101 SUMMER ST, BIDDEFORD, ME 04005-3540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0181480077 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 18148/77 |
| Instrument | 2020002601 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jan 2, 2018 |
| Property Address | 101 SUMMER ST, BIDDEFORD, ME 04005-3540 |
| Document Number | 0176350850 |
| Book / Page | 17635 / 0850 |
| Instrument | 2018000055 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002017056 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2017056 |
| Name | MERRIMACK MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,982.00 (+6.19%) | $266,500 (+1.06%) Land $117,900 Building $148,600 |
| 2024 | $3,750.00 (+9.3%) | $263,700 (+0.84%) Land $117,900 Building $145,800 |
| 2023 | $3,431.00 (+22.93%) | $261,500 (+53.73%) Land $117,900 Building $143,600 |
| 2022 | $2,791.00 | $170,100 Land $62,200 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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