101 Stretch Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 101 Stretch Ct, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 1998
Lot Size0.24 acres (10,476 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Feb 2023)
Tax Bill$2,047 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2016 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN085-50-10-004.00

Property Details

APN / Parcel Number

Primary APN085-50-10-004.00
Alternative APNs
  • 51205
  • 77703

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,476 sqft (0.24 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeAttached
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number77703
Street Address101 STRETCH CT
CityFRANKFORT
StateKY
Zip40601-5340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER LAKE 3L BK G LOT 4
Legal SubdivisionSILVER LAKE FARM 3-L
Legal Phase1
Legal BlockG
Legal Lot Number4
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group3
Census Block3015
Census Tract70706

Owner

101 Stretch Ct is owned and occupied by two individuals who bought it in February 2023.

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address101 STRETCH CT, FRANKFORT, KY 40601-5340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 2, 2016Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD MORTGAGE CO
Sep 22, 2006Deed of Trust, Mortgage
NATIONAL CITY BANK
Jul 27, 2006Deed of Trust, Mortgage
FIFTH THIRD BANK
Feb 14, 2023Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO
Jul 27, 2006Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2023 · Amount on File
Deed SaleFeb 14, 2023 · Amount on File
Prior SaleJul 27, 2006
Deed Document Number2023682700
Deed Book / Page618 / 673
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1591/748
DateMar 24, 2021
Book PageM1591/748
Instrument520479
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyJETT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1389/477
DateSep 2, 2016
Book PageM1389/477
Instrument449553
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2046

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1029/792
DateSep 22, 2006
Book PageM1029/792
Instrument304151
Lender
NameNATIONAL CITY BANK
TypeBank
AddressBANTAM, CT 06750
Agreement
AmountAmount on Record
Term239 Months
DueAug 10, 2026

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1022/588
DateJul 27, 2006
Book PageM1022/588
Instrument301845
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term359 Months
DueJun 28, 2036

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateFeb 14, 2023
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Document Number00D618/673
Book / PageD618 / 673
Map ReferenceCAB F SL 133&134
Instrument DateFeb 10, 2023
Instrument682700
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 WOODLAND PL, MOUNT VERNON, KY 40456-2559

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address101 STRETCH CT, FRANKFORT, KY 40601-5340

Mortgage

Document Number0000682703
DateFeb 14, 2023
Instrument682703
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Mortgage

Document Number0M1695/347
DateFeb 14, 2023
Book PageM1695/347
Instrument682722
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term121 Months
DueMar 1, 2033

July 2006: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJul 27, 2006
Property Address101 STRETCH CT, FRANKFORT, KY 40601-5340
Document Number00D492/728
Book / PageD492 / 728
Map ReferenceCAB F SL142
Instrument DateJun 28, 2006
Instrument301843
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address838 SPRINGHILL LN, FRANKFORT, KY 40601-8887

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address101 STRETCH CT, FRANKFORT, KY 40601-5340

Mortgage

Document Number0000301844
DateJul 27, 2006
Instrument301844
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 101 Stretch Ct was $2,047 with a disabled person's exemption.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,047.00$220,000 Land $25,000 Building $195,000$220,000 Land $25,000 Building $195,000
2023$2,425.00 (+38.41%)$203,000 (+37.16%)$203,000 (+37.16%)
2022$1,752.00$148,000$148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Stretch Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Stretch Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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