101 Stonegate Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 101 Stonegate Ct, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,332 sqft · built 2004
Lot Size	4.39 acres (191,660 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2017 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-374-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-374-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	191,660 sqft
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 STONEGATE CT
City	SPRING LAKE
State	MI
Zip	49456-2427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR-A
Legal Description	UNIT 1 STONE GATE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 3755 PAGES 21-73, CONDOMINIUM
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	374
Legal Unit	1
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3017
Census Tract	21100

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 STONEGATE CT, SPRING LAKE, MI 49456-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2010
Deed Sale	Dec 9, 2010
Prior Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	201047195
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	101 STONEGATE CT, SPRING LAKE, MI 49456-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170006823
Date	Feb 23, 2017
Instrument	2017-0006823

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	101 STONEGATE CT, SPRING LAKE, MI 49456-2427
Transaction Type	Mortgage
Record Updated	May 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190012975
Date	Apr 24, 2019
Instrument	2019-0012975

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$170,000 (+5.46%)	$340,000 (+5.46%)
2023	$161,200	$322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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