Buncombe County property record for 101 Stone Dr, Swannanoa, NC 28778
| Property Type | Mobile Home |
|---|---|
| Details | 1,820 sqft · built 1988 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2026) |
| Tax Bill | $216 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan Jan 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 728674-2020-202 |
| Primary APN | 728674-2020-202 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,051 sqft |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Foundation Type | Masonry |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
| Porch Area | 231 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 728674-2020-202 |
|---|---|
| Street Address | 101 STONE DR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3303 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-3 |
| Legal Description | SUBDIV: HICKORY RIDGE BLOCK: D LOT: 1-3 SECTION: PLAT: 0021-0056 |
| Legal Subdivision | HICKORY RIDGE |
| Legal Block | D |
| Legal Lot Number | 1-3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3107 |
101 Stone Dr, a mobile home, is owned and occupied by an individual who bought it in August 2026.
Source: Buncombe County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 STONE DR, SWANNANOA, NC 28778-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Construction Loan · Construction Mortgage MORTGAGE MORTGAGE |
| Jan 9, 2026 | Trustee's Deed, Foreclosure · Commercial Mortgage ANCHOR LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Jan 9, 2026 · Amount on File |
| Deed Book / Page | 6625 / 1895 |
| Prior Transfer Date | Dec 18, 2025 |
| Prior Transfer Doc | 0065580265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 31, 2026 |
| Property Address | 101 STONE DR, SWANNANOA, NC 28778-3303 |
| Document Number | 6625001895 |
| Book / Page | 6625 / 1895 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 STONE DR, SWANNANOA, NC 28778-3303 |
| Document Number | 6625001898, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 6625/1898 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 9, 2026 |
| Property Address | 101 STONE DR, SWANNANOA, NC 28778-3303 |
| Document Number | 0065580265 |
| Book / Page | 6558 / 265 |
| Map Reference | MB 21 PG 56 |
| Instrument Date | Dec 18, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 S WESTGATE DR STE E, E, GREENSBORO, NC 27407-1633 |
| Investor | Possibly a Property Investor |
| Document Number | 0006558267 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 6558/267 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2027 |
The 2025 property tax bill for 101 Stone Dr was $216, down 44.6% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216.00 (-44.62%) | $33,100 Land $33,100 | $33,100 Land $33,100 |
| 2024 | $390.00 (+3.17%) | ||
| 2023 | $378.00 | $62,500 | $62,500 Land $33,100 Building $29,400 |
| 2021 | $33,100 Land $33,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 101 Stone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Stone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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