McLennan County property record for 101 Sterling Rdg, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,331 sqft · built 2015 |
| Lot Size | 0.431 acres (18,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,100 (May 2020) |
| Tax Bill | $9,163 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-267055-000221-0 |
| Primary APN | 36-267055-000221-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,331 sqft Living Area |
| Gross Area | 4,003 sqft |
| 1st Floor Area | 1,764 sqft |
| 2nd Floor Area | 1,567 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Lot Area | 18,787 sqft (0.431 acres) |
| Lot Dimensions | 126 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Street Address | 101 STERLING RDG |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRAILS OF OAKRIDGE PH 1 LOT 21 BLOCK 2 ACRES .4313 |
| Legal Subdivision | TRAILS OF OAKRIDGE PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3901 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 STERLING RDG, MCGREGOR, TX 76657-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 1, 2020 | Deed of Trust, Mortgage PENNYMAC |
| Jan 4, 2019 | Quit Claim Deed, Transfer OTHER |
| Dec 27, 2018 | Vendor's Lien, Transfer GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2020 · Amount on Record |
| Deed Sale | May 14, 2020 · Amount on Record |
| Prior Sale | Jan 4, 2019 · Amount on Record |
| Deed Document Number | 202015503 |
| Prior Transfer Date | Apr 8, 2020 |
| Prior Transfer Doc | 0000015503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 101 STERLING RDG, MC GREGOR, TX 76657-4136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043174 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021043174 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 101 STERLING RDG, MC GREGOR, TX 76657-4136 |
| Document Number | 0000015471 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 101 STERLING RDG MC GREGOR TX 766574136, MC GREGOR, TX 76657-4136 |
| Document Number | 0000015471 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 15471 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 4, 2019 |
| Property Address | 101 STERLING RDG, MC GREGOR, TX 76657-4136 |
| Document Number | 0000000427 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 427 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 STERLING RDG MC GREGOR TX 766574136, MC GREGOR, TX 76657-4136 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 27, 2018 |
| Property Address | 101 STERLING RDG, MC GREGOR, TX 76657-4136 |
| Document Number | 0000044430 |
| Map Reference | FILE 2008024660 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2018044430 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 101 STERLING RDG, MC GREGOR, TX 76657-4136 |
| Document Number | 0000044432 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018044432 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,000 (-9.35%) Land $59,180 Building $402,820 | $462,000 (-9.35%) Land $59,180 Building $402,820 | |
| 2025 | $9,163.00 (-7.79%) Homeowner's exemption | $509,660 (+0.04%) Land $53,740 Building $455,920 | $509,660 (+0.04%) Land $53,740 Building $455,920 |
| 2024 | $9,937.00 (+10.57%) | ||
| 2023 | $509,440 Land $53,740 Building $455,700 | $509,440 Land $53,740 Building $455,700 | |
| 2022 | $8,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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