Mille Lacs County property record for 101 Spruce St S, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,648 (2026) |
| Deeds & Mortgages | Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-041-1210 |
| Primary APN | 22-041-1210 |
|---|
| Building Area | 1,276 sqft Total Area |
|---|---|
| Basement Area | 1,276 sqft |
| Lot Area | 13,996 sqft (0.321 acres) |
|---|---|
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 101 SPRUCE ST S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & LOT 2 BLK 14 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 206, ONAMIA, MN 56359-0206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2017 |
| Transfer Doc | A402502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 18, 2017 |
| Property Address | 101 SPRUCE ST S, ONAMIA, MN 56359 |
| Document Number | A402502 |
| Instrument Date | Jul 19, 2017 |
| Instrument | A402502 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,648.00 (-18.33%) | ||
| 2025 | $2,018.00 (-0.2%) Homeowner's exemption | $124,800 (-23.39%) Land $19,600 Building $105,200 | $124,800 (-23.39%) Land $19,600 Building $105,200 |
| 2023 | $2,022.00 | $162,900 Land $19,300 Building $143,600 | $162,900 Land $19,300 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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