101 Spruce St, O Fallon, IL 62269 Property Records

St. Clair County property record for 101 Spruce St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	775 sqft · built 1966
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Aug 2020)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Sale & Line of Credit + 1 more
APN	`04-30-0-208-005`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-208-005`

Interior

Stories	2 Stories
Building Area	775 sqft Living Area
Gross Area	1,063 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	72 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	101 SPRUCE ST
City	O FALLON
State	IL
Zip	62269-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK LOT/SEC-1 DOC A02662040
Legal Subdivision	WESTBROOK
Legal Lot Number	1
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1014
Census Tract	504354

Owner

Source: St. Clair County records · APN 04-30-0-208-005

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1515 PEACH ORCHARD LN, O FALLON, IL 62269-6637
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Warranty Deed, Transfer USAA
Jan 02, 2020	Grant Deed, Construction Loan · Line of Credit BANK OF O'FALLON
Nov 19, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Jan 02, 2020 · Amount on Record
Deed Document Number	A02662040
Record Updated	Jun 07, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 14, 2020
Property Address	101 SPRUCE ST, O FALLON, IL 62269-1058
Document Number	00A2662040
Instrument Date	Aug 10, 2020
Instrument	2662040
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 DARTMOUTH DR O FALLON IL 622692616, O FALLON, IL 62269-2616

Mortgage

Document Number	A2662041
Date	Aug 14, 2020
Instrument	2662041

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 02, 2020
Property Address	101 SPRUCE ST, O FALLON, IL 62269-1058
Document Number	00A2638118
Instrument Date	Dec 31, 2019
Instrument	2638118
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 PEACH ORCHARD LN O FALLON IL 622696637, O FALLON, IL 62269-6637

Mortgage

Document Number	A2638119
Date	Jan 02, 2020
Instrument	2638119

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2021

Interest

Rate Type	Adjustable Rate
Rate	5%

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2018
Property Address	101 SPRUCE ST, O FALLON, IL 62269-1058
Document Number	00A2596791
Instrument Date	Nov 15, 2018
Instrument	2596791
Transaction Type	Foreclosure
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 S LINCOLN AVE O FALLON IL 622692654, O FALLON, IL 62269-2654

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$41,017 Land $8,257 Building $32,760	$123,051 Land $24,771 Building $98,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022, other causes, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon, AT&T, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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