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101 Spruce St, Matthews, NC 28104 Property Records

Union County property record for 101 Spruce St, Matthews, NC 28104 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,345 sqft · built 1974
Lot Size0.451 acres (19,646 sqft)
OwnerIndividual Name on File
Last Sale$297,500 (Mar 2023)
Tax Bill$2,057 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-126-257

Property Details

APN / Parcel Number

Primary APN07-126-257

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,345 sqft Living Area
1st Floor Area1,345 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area19,646 sqft (0.451 acres)
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area125 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address101 SPRUCE ST
CityMATTHEWS
StateNC
Zip28104-4905
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#11 BROOKFIELD PB06 PG165
Legal SubdivisionBROOKFIELD
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1021
Census Tract20312

Owner

Source: Union County records · APN 07-126-257

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6638 ROLLINGRIDGE DR, CHARLOTTE, NC 28211-5429
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2023 · Amount on Record
Deed SaleMar 28, 2023 · Amount on Record
Deed Document Number20236972
Deed Book / Page8678 / 749
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 28, 2023
Property Address101 SPRUCE ST, MATTHEWS, NC 28104-4905
Document Number0008678749
Book / Page8678 / 749
Map ReferenceMB 6 PG 165
Instrument DateMar 28, 2023
Instrument6972
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 ORCHARD RD, SMYRNA, SC 29743-8762

Transferred To (Grantee/Buyer)

NameVerified Name
Address6638 ROLLINGRIDGE DR, CHARLOTTE, NC 28211-5429

Mortgage

Document Number0000006973
DateMar 28, 2023
Instrument6973
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,057.00 (+13.84%)$297,300 (+40.37%) Land $66,000 Building $231,300$297,300 (+40.37%) Land $66,000 Building $231,300
2023$1,807.00$211,800 Land $38,200 Building $173,600$211,800 Land $38,200 Building $173,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
Uniti GroupFiber2,000 / 2,000
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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