101 Spruce Dr, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 101 Spruce Dr, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,406 sqft · built 1950
Lot Size	0.226 acres (9,828 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jun 2013)
Tax Bill	$15,450 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00071-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-00071-0000-00017`
Alternative APN	`140007100017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	1,956 sqft
Upper Floors Area	1,080 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,828 sqft (0.226 acres)
Lot Dimensions	78 ft deep x 126 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	101 SPRUCE DR
City	FAIR HAVEN
State	NJ
Zip	07704-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	RIVER OAKS SEC 06
Legal Block	71
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	3
Census Block	3017
Census Tract	803700

Owner

Source: Monmouth County and Fair Haven Borough records · APN 14-00071-0000-00017

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 SPRUCE DR, FAIR HAVEN, NJ 07704-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2013 · Amount on Record
Deed Sale	Jun 21, 2013 · Amount on Record
Prior Sale	Oct 06, 2008 · Amount on Record
Deed Document Number	201369375
Deed Book / Page	9020 / 8789
Prior Transfer Date	Oct 01, 2008
Prior Transfer Doc	0087421880
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 SPRUCE DR, FAIR HAVEN, NJ 07704-3615
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096236520
Date	Nov 10, 2022
Book Page	9623/6520
Instrument	2022110667

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2042

Tax Assessment & Valuation

Source: Monmouth County and Fair Haven Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,250,100 (+15.46%) Land $988,700 Building $261,400	$1,250,100 (+15.46%) Land $988,700 Building $261,400
2025	$15,450.00 (+9.9%)	$1,082,700 (+19.89%) Land $823,700 Building $259,000	$1,082,700 (+19.89%) Land $823,700 Building $259,000
2024	$14,058.00 (-2.73%)
2023		$903,100 Land $654,700 Building $248,400	$903,100 Land $654,700 Building $248,400
2022	$14,453.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 427 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.