101 Spring St, Somerset, WI 54025 Property Records

St. Croix County property record for 101 Spring St, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1940
Lot Size	0.152 acres (6,658 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Aug 2017)
Tax Bill	$2,170 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-1039-10-000`

Property Details

APN / Parcel Number

Primary APN	`181-1039-10-000`
Alternative APN	`35.31.19.175A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,000 sqft Total Area
Basement Area	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,658 sqft (0.152 acres)
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	101 SPRING ST
City	SOMERSET
State	WI
Zip	54025-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KARL KOEHLERS ADD LOT 1 BLK 1 EXC NWLY 16 1/2' VIL SOMERSET
Legal Range	19W
Legal Township	31N
Legal Section	35
Legal Subdivision	KARL KOEHLERS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2073
Census Tract	120401

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SPRING ST, SOMERSET, WI 54025-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 8, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Jun 16, 2009 · Amount on Record
Deed Document Number	20171052100
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	0000891350
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	101 SPRING ST, SOMERSET, WI 54025-1408
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001169928
Date	Aug 11, 2023
Instrument	1169928

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	101 SPRING ST, SOMERSET, WI 54025-1408
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001125156
Date	Mar 10, 2021
Instrument	1125156

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 8, 2017
Property Address	101 SPRING ST, SOMERSET, WI 54025-1408
Document Number	0001052100
Instrument Date	Jul 7, 2017
Instrument	1052100
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING ST SOMERSET WI 540251408, SOMERSET, WI 54025-1408

Mortgage

Document Number	3381625535
Date	Aug 8, 2017
Instrument	3381625535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,170.00 (+0.05%) Homeowner's exemption
2025	$2,169.00 (-4.87%) Homeowner's exemption	$128,500 (-) Land $20,000 Building $108,500	$128,500 (-) Land $20,000 Building $108,500
2023	$2,280.00	$128,500 Land $20,000 Building $108,500	$128,500 Land $20,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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