101 Spring Lake Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 101 Spring Lake Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	14.3 acres (626,698 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Oct 2022)
Tax Bill	$7,070 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2019 Line of Credit + 5 more
Flood Zone	Zone A (high risk)
APN	`RH 9105 0302`

Property Details

APN / Parcel Number

Primary APN	`RH 9105 0302`

Exterior

Lot Area	626,698 sqft (14.3 acres)

Location & Zoning

Street Address	101 SPRING LAKE RD
City	RHINELANDER
State	WI
Zip	54501-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 837872/836328 PT SW NE CSM V2 P513 14.39CA/11.8SAIF CONVEYED SEE RD FILE
Legal Range	09E
Legal Township	36N
Legal Section	05
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4005
Census Tract	971400

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage EUGENE KROUZE
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
May 23, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Oct 3, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Dec 6, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2022837872
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0000800446
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276

Mortgage

Document Number	0000842673
Date	May 1, 2023
Instrument	842673

Lender

Name	EUGENE KROUZE
Type	Private Party
Address	6932 SPUR LAKE RD, RHINELANDER, WI 54501

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797175
Date	Sep 6, 2019
Instrument	797175

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000796482
Date	Aug 16, 2019
Instrument	796482

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833868
Date	May 23, 2022
Instrument	833868

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	EAGLE RIVER, WI 54521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 3, 2022
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Document Number	0000837872
Instrument Date	Sep 28, 2022
Instrument	837872
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276

Mortgage

Document Number	0000837873
Date	Oct 3, 2022
Instrument	837873

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 11, 2022
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Document Number	0000836328
Map Reference	VOL 2 PG 513-513A
Instrument Date	Aug 8, 2022
Instrument	836328
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276

Mortgage

Document Number	0000836329
Date	Aug 11, 2022
Instrument	836329

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.3%
Index	1-Year CMT
Margin	4
Max Rate	10.3%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Dec 6, 2019
Property Address	101 SPRING LAKE RD, RHINELANDER, WI 54501-3276
Document Number	0000800446
Map Reference	VOL 2 PG 513&513A
Instrument Date	Dec 5, 2019
Instrument	800446
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,070.00 (+16.72%)	$256,800 (-) Land $30,000 Building $226,800	$435,498 Land $50,876 Building $384,622
2023	$6,057.00 Homeowner's exemption	$256,800 Land $30,000 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bug Tussel Wireless, T-Mobile.

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