Scott County property record for 101 Spring Island Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.01 acres (218,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jul 2020) |
| Tax Bill | $5,433 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-10-004.000 |
| Primary APN | 086-10-004.000 |
|---|
| Lot Area | 218,279 sqft (5.01 acres) |
|---|
| Street Address | 101 SPRING ISLAND DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING ISLAND EST |
| Legal Subdivision | SPRING ISLAND EST |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40605 |
Source: Scott County assessment roll, APN 086-10-004.000, as of April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 101 SPRING ISLAND DR, GEORGETOWN, KY 40324-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jul 08, 2020 | Deed, Transfer WHITAKER BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | May 24, 2006 · Amount on Record |
| Deed Document Number | 418495 |
| Deed Book / Page | D415 / 582 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 101 SPRING ISLAND DR, GEORGETOWN, KY 40324-9695 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 101 LOUISA LN, GEORGETOWN, KY 40324-2605 |
| Document Number | 0M1721/378 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | M1721/378 |
| Instrument | 463294 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 29, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 101 SPRING ISLAND DR, GEORGETOWN, KY 40324-9695 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8107 WOODLAND LN, ALPHARETTA, GA 30009-8724 |
| Document Number | 00M1634/59 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | M1634/59 |
| Instrument | 441295 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 16, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 08, 2020 |
| Property Address | 101 SPRING ISLAND DR, GEORGETOWN, KY 40324-9695 |
| Document Number | 00D415/582 |
| Book / Page | D415 / 582 |
| Map Reference | CAB 8 SL 105 |
| Instrument Date | Jul 03, 2020 |
| Instrument | 418495 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 576 WELLINGTON WAY, LEXINGTON, KY 40503-1374 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8107 WOODLAND LN, ALPHARETTA, GA 30009-8724 |
| Document Number | 0000418496 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 418496 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 03, 2030 |
Source: Scott County assessment roll as of April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,433.00 (+120.58%) | $610,000 (+124.47%) | $610,000 (+124.47%) |
| 2023 | $2,463.00 | $271,750 Land $85,000 Building $186,750 | $271,750 Land $85,000 Building $186,750 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090406051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 19 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system KY1050157, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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