101 Spring Creek Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 101 Spring Creek Rd, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,904 sqft · built 2008
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Dec 2020)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043028 03806`

Property Details

APN / Parcel Number

Primary APN	`043028 03806`
Alternative APN	`028 03806`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Finished Basement	1,452 sqft
Unfinished Basement	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Deck Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	101 SPRING CREEK RD
City	WAVERLY
State	TN
Zip	37185-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	1
Census Block	1102
Census Tract	130200

Owner

101 Spring Creek Rd is owned and occupied by an individual who bought it in December 2020.

Source: Humphreys County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	101 SPRING CREEK RD, WAVERLY, TN 37185-3883
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	20203482
Deed Book / Page	209 / 2516
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	101 SPRING CREEK RD, WAVERLY, TN 37185-3883
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING CREEK RD, WAVERLY, TN 37185-3883

Mortgage

Document Number	0000003482
Date	Oct 31, 2022
Book Page	TD244/1213
Instrument	22003482

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 5, 2019
Property Address	101 SPRING CREEK RD, WAVERLY, TN 37185-3883
Document Number	0000001503
Book / Page	000207 / 002262
Instrument Date	Jun 4, 2019
Instrument	1503
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING CREEK RD WAVERLY TN 371853883, WAVERLY, TN 37185-3883

Mortgage

Document Number	1504
Date	Jun 5, 2019
Book Page	000231/001886
Instrument	1504

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 101 Spring Creek Rd was $1,500.

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$81,550 (-) Land $5,900 Building $75,650
2024	$1,500.00	$81,550 (-) Land $5,900 Building $75,650
2023	$1,500.00 (+19.33%)	$81,550 (+41.33%) Land $5,900 Building $75,650	$326,200 (+41.33%) Land $23,600 Building $302,600
2022	$1,257.00	$57,700 Land $3,625 Building $54,075	$230,800 Land $14,500 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Spring Creek Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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