101 Spring Ave, Chestertown, MD 21620 Property Records

Kent County property record for 101 Spring Ave, Chestertown, MD 21620

Property Summary

Property Type	Office Building
Details	5,246 sqft · built 1900
Lot Size	0.319 acres (13,895 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Apr 2017)
Deeds & Mortgages	Jul 2020 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-014383`

Property Details

APN / Parcel Number

Primary APN	`04-014383`
Alternative APNs	`4014383` `014383`

Interior

Units	12 Units
Stories	2 Stories
Building Area	5,246 sqft Total Area
1st Floor Area	5,246 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,895 sqft (0.319 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	014383
Street Address	101 SPRING AVE
City	CHESTERTOWN
State	MD
Zip	21620-1325
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C-2
Legal Description	PARCEL 1 - 0.319 AC 101 SPRING AVE CHESTERTOWN
Legal Subdivision	THE LANDS OF PARK ROW VENTURE
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	4
Census Block	4012
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 SPRING AVE, CHESTERTOWN, MD 21620-1325
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Correction Deed, Transfer OTHER
Apr 26, 2017	Deed, Transfer · Commercial Mortgage CHESAPEAKE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Jan 9, 2004 · Amount on Record
Deed Document Number	2017902-239
Deed Book / Page	902 / 239
Last Transfer Date	Jul 25, 2020
Transfer Doc	0010740083
Record Updated	Oct 29, 2026

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	KENT MD
Recording Date	Jul 27, 2020
Property Address	101 SPRING AVE, CHESTERTOWN, MD 21620-1352
Document Number	0010740083
Book / Page	001074 / 000083
Instrument Date	Jul 25, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 COURT ST CHESTERTOWN MD 216201509, CHESTERTOWN, MD 21620-1509

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Apr 26, 2017
Property Address	101 SPRING AVE, CHESTERTOWN, MD 21620-1352
Document Number	0009020239
Book / Page	0902 / 239
Map Reference	MB MLM2 FO466
Instrument Date	Apr 25, 2017
Instrument	0902-239
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P OBOX330, CHESTERTOWN, MD 21620-0330

Mortgage

Document Number	902248
Date	Apr 26, 2017
Instrument	0902-248

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,075,600 (+5.11%) Land $178,000 Building $897,600	$1,075,600 (-) Land $178,000 Building $897,600
2025		$1,023,300 (+11.39%)	$1,075,600 (+17.08%) Land $178,000 Building $897,600
2023	Additional exemption filed	$918,700 Land $178,000 Building $740,700	$918,700 Land $178,000 Building $740,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 individual policies
Nearby Flood Policies	52 units insured incl. 12 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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