101 Sprague Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 101 Sprague Ave, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,166 sqft · built 2013
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Aug 2011)
Tax Bill$8,550 (2026)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APNR01190

Property Details

APN / Parcel Number

Primary APNR01190
Alternative APNs
  • LOWE M:257 B:5440 L:101
  • M:000257 T:R01190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,166 sqft Living Area
Gross Area5,852 sqft
1st Floor Area1,670 sqft
Basement Area1,388 sqft
Unfinished Basement980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,155 sqft (0.83 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR01190
Street Address101 SPRAGUE AVE
CityLOWELL
StateMA
Zip01852-4943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block5440
Legal Lot Number101
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1003
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address101 SPRAGUE AVE, LOWELL, MA 01852-4943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2011 · Amount on Record
Deed SaleAug 25, 2011 · Amount on Record
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address101 SPRAGUE AVE, LOWELL, MA 01852-4943
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35793-171
DateMay 25, 2021
Book Page35793/171
Instrument30957
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,550.00 (-0.8%)$753,300 (+0.33%) Land $229,600 Building $523,700$844,425 (+23.76%)
2025$8,619.00 (+1.62%)$750,800 (+5.42%) Land $225,000 Building $525,800$682,290 (+10.12%)
2024$8,482.00 (+1.75%)$712,200 (+6.11%) Land $210,300 Building $501,900$619,590
2023$8,336.00$671,200 Land $183,000 Building $488,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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