101 Spinnaker Dr, Smithville, MO 64089 Property Records

Clay County property record for 101 Spinnaker Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 2007
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,200 (Oct 2017)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-319-00-07-040.00`

Property Details

APN / Parcel Number

Primary APN	`05-319-00-07-040.00`
Alternative APNs	`0531900070400001` `5319000704000` `328812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	1,377 sqft
Basement Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	122 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 SPINNAKER DR
City	SMITHVILLE
State	MO
Zip	64089-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBORVIEW 9TH PLAT LT 5
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBOR VIEW 09
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1004
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SPINNAKER DR, SMITHVILLE, MO 64089-9057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Mar 7, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	201734364
Deed Book / Page	8062 / 122
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	101 SPINNAKER DR, SMITHVILLE, MO 64089-9057
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011545
Date	Mar 18, 2021
Book Page	8995/124
Instrument	2021011545

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 6, 2017
Property Address	101 SPINNAKER DR, SMITHVILLE, MO 64089-9057
Document Number	0000034364
Book / Page	008062 / 000122
Instrument Date	Sep 29, 2017
Instrument	34364
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SPINNAKER DR SMITHVILLE MO 640899057, SMITHVILLE, MO 64089-9057

Mortgage

Document Number	34373
Date	Oct 6, 2017
Book Page	008062/000131
Instrument	34373

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CLAY MO
Recording Date	Mar 7, 2017
Property Address	101 SPINNAKER DR, SMITHVILLE, MO 64089-9057
Document Number	0000007187
Book / Page	7918 / 081
Instrument Date	Feb 6, 2017
Instrument	2017007187
Transaction Type	Foreclosure
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 SPINNAKER DR, 101, CLEARFIELD, UT 84089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15954 S MUR LEN RD # 264, 264, OLATHE, KS 66062-8300

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (+20.26%)	$50,880 (+16.67%)	$267,789 (+16.67%)
2023	$3,011.00 (+21.17%)	$43,610	$229,526
2019	$2,485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: United Fiber.

Nearby Properties on Spinnaker Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures