101 Shipwreck Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 101 Shipwreck Dr, #E, Emerald Isle, NC 28594

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 1,400 sqft · built 1998
Lot Size	0.042 acres (1,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jun 2026)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5373.16.73.9519000`

Property Details

APN / Parcel Number

Primary APN	`5373.16.73.9519000`
Alternative APNs	`311536` `557589` `48776`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,400 sqft Heated Area
Gross Area	968 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,830 sqft (0.042 acres)
Lot Dimensions	85 ft deep x 57 ft wide
Deck Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48776
Street Address	101 SHIPWRECK DR, E
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UE EMERALD CAY TOWNHOME
Legal Subdivision	EMERALD CAY
Legal Block	73
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4140 SAWMILL RD, OXFORD, NC 27565-5008
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORPORATION
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage VILLAGE BANK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	20261889390
Deed Book / Page	1889 / 390
Prior Transfer Date	Sep 21, 2010
Prior Transfer Doc	0001354141
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 26, 2026
Property Address	101 SHIPWRECK DR, EMERALD ISLE, NC 28594
Document Number	0001889390
Book / Page	1889 / 390
Instrument Date	Jun 18, 2026
Instrument	20261889390
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 SAWMILL RD, OXFORD, NC 27565-5008

Mortgage

Document Number	0001889391,
Date	Jun 26, 2026
Instrument	20261889391

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 16, 2023
Property Address	101 SHIPWRECK DR # E, E, EMERALD ISLE, NC 28594
Document Number	0017940123
Book / Page	1794 / 123
Map Reference	MB 34 PG 74
Instrument Date	Mar 8, 2023
Instrument	1794123
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 CASTLEBRIDGE RD, MIDLOTHIAN, VA 23113-4005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4924 TIMBERGREEN LN, HOLLY SPRINGS, NC 27540-8790

Mortgage

Document Number	0001794124
Date	Mar 16, 2023
Instrument	1794-124

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 12, 2020
Property Address	101 SHIPWRECK DR # E, E, EMERALD ISLE, NC 28594
Document Number	0016830007
Book / Page	1683 / 7
Map Reference	MB 10R PG 771
Instrument Date	Aug 11, 2020
Instrument	1683007
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10700 ANNA MARIE DR, 10700, GLEN ALLEN, VA 23060-6459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SHIPWRECK DR, EMERALD ISLE, NC 28594

Mortgage

Document Number	1683008
Date	Aug 12, 2020
Instrument	1683-008

Lender

Name	VILLAGE BANK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,285 (-) Land $95,000 Building $553,285	$648,285 (-) Land $95,000 Building $553,285
2025	$2,572.00 (+65.4%)	$648,285 (+146.59%) Land $95,000 Building $553,285	$648,285 (+146.59%) Land $95,000 Building $553,285
2023		$262,896 Land $59,519 Building $203,377	$262,896 Land $59,519 Building $203,377
2022	$1,555.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shipwreck Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures