101 Shell Dr, #285, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 101 Shell Dr, #285, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Condo/Apartment
Year Built	Built 2013
Square Footage	1,409 sqft Living Area
Lot Size	1,307 sqft (0.03 acres)
Last Sale	$1,425,000 (2022)
Tax Bill	$21,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`052-483-12`
Alternative APN	`052-483-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,409 sqft Living Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment Style
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	1,307 sqft (0.03 acres)

Utilities and HVAC

Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	101 SHELL DR, 285
City	WATSONVILLE
State	CA
Zip	95076-9632
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PAJARO DUNES NORTH TR 621
Legal Lot Number	9
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	WATSONVILLE
Census Blockgroup	1
Census Block	1025
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 052-483-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14270 OLD WOOD RD, SARATOGA, CA 95070-5632
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 07, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Deed Doc Number	202230166
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0000030842
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SHELL DR # 285, 285, WATSONVILLE, CA 95076-9632
Transaction Type	Mortgage
Record Updated	Jan 03, 2023
Title Company	BOSTON NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14270 OLD WOOD RD, SARATOGA, CA 95070-5632

Mortgage

Document Number	0000033358
Date	Dec 20, 2022
Instrument	2022-0033358

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 07, 2022
Property Address	101 SHELL DR # 285, 285, WATSONVILLE, CA 95076-9632
Document Number	0000030166
Map Reference	MB 58 PG 26
Instrument Date	Oct 24, 2022
Instrument	2022-0030166
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,567.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14270 OLD WOOD RD, SARATOGA, CA 95070-5632

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SHELL DR # 285, 285, WATSONVILLE, CA 95076-9632
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036175
Date	Oct 27, 2017
Instrument	2017-0036175

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SHELL DR # 285, 285, WATSONVILLE, CA 95076-9632
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021856
Date	Jul 18, 2018
Instrument	2018-0021856

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 01, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 15, 2017
Property Address	101 SHELL DR # 285, 285, WATSONVILLE, CA 95076-9632
Document Number	0000030842
Instrument Date	Aug 31, 2017
Instrument	30842
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	101 SHELL DR #285 WATSONVILLE CA 950769632, 285, WATSONVILLE, CA 95076-9632

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,512,221 (+2%) Land $1,134,166 Building $378,055
2025	$21,360.00 (+26.59%)	$1,482,571 (+4.04%) Land $1,111,928 Building $370,643
2023	$16,873.00 (+140.77%)	$1,425,000 Land $1,068,750 Building $356,250	$1,251,990
2022	$7,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Shell Dr

Nearby Streets

All Watsonville, CA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures