101 Shell Dr, #196, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 101 Shell Dr, #196, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,052 sqft · built 1974
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (May 2026)
Tax Bill	$16,786 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2025 Transfer
Flood Zone	Zone VE (high risk)
APN	`052-471-28`

Property Details

APN / Parcel Number

Primary APN	`052-471-28`
Alternative APN	`052-471-28-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,052 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Other
Lot Area	958 sqft (0.022 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 SHELL DR, 196
City	WATSONVILLE
State	CA
Zip	95076-9632
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 621 UNIT 196
Legal Subdivision	PARJARO DUNES NORTH
Legal Tract	621
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1025
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 052-471-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5198 PRIOR RDG, GRANITE BAY, CA 95746-7186
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Grant Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Nov 24, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 17, 2004 · Amount on Record
Deed Document Number	202612158
Prior Transfer Date	Jun 19, 2024
Prior Transfer Doc	0000012012
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 29, 2026
Property Address	101 SHELL DR, 196, WATSONVILLE, CA 95076-9632
Document Number	0000012158
Instrument Date	May 19, 2026
Instrument	202612158
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5198 PRIOR RDG, GRANITE BAY, CA 95746-7186

Mortgage

Document Number	0000012159,
Date	May 29, 2026
Instrument	202612159

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 24, 2025
Property Address	101 SHELL DR # 196, 196, WATSONVILLE, CA 95076-9632
Document Number	0000025223
Map Reference	MB 574 PG 38
Instrument Date	Nov 06, 2025
Instrument	2025-0025223
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1181 VOLTI LN, LOS ALTOS, CA 94024-5530

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,123,933 (+2%) Land $761,373 Building $362,560
2025	$16,786.00 (+29.99%)	$1,101,895 (+4.04%) Land $746,444 Building $355,451
2023	$12,913.00 (+1.93%)	$1,059,106 Land $717,458 Building $341,648	$1,053,810
2022	$12,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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