101 Shell Dr, #185, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 101 Shell Dr, #185, Watsonville, CA 95076

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 842 sqft · built 1973
Lot Size	0.017 acres (741 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (Mar 2025)
Tax Bill	$15,719 (2025)
Deeds & Mortgages	Feb 2023 Transfer Nov 2018 Line of Credit + 5 more
Flood Zone	Zone VE (high risk)
APN	`052-462-05`

Property Details

APN / Parcel Number

Primary APN	`052-462-05`
Alternative APN	`052-462-05-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	741 sqft (0.017 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 SHELL DR, 185
City	WATSONVILLE
State	CA
Zip	95076-9632
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SU
Legal Subdivision	PARJARO DUNES NORTH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1025
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	724 MORNINGHOME RD, DANVILLE, CA 94526-4230
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 9, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 9, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 9, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 9, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
May 7, 2018	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Mar 11, 2025 · Amount on Record
Deed Document Number	20255040
Prior Transfer Date	Feb 4, 2023
Prior Transfer Doc	0000002346
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 10, 2023
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000002346
Map Reference	MB 58 PG 26
Instrument Date	Feb 4, 2023
Instrument	2023-0002346
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	724 MORNINGHOME RD, DANVILLE, CA 94526-4230
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035073
Date	Nov 27, 2018
Instrument	2018-0035073

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 9, 2019
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000031113
Instrument Date	Oct 4, 2019
Instrument	31113
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	724 MORNINGHOME RD DANVILLE CA 945264230, DANVILLE, CA 94526-4230

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 9, 2019
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000031111
Instrument Date	Oct 4, 2019
Instrument	31111
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 GLENBROOK LN LINCOLN CA 956488734, LINCOLN, CA 95648-8734

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 9, 2019
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000031110
Instrument Date	Oct 4, 2019
Instrument	31110
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 609 GALT CA 956320609, GALT, CA 95632-0609

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 9, 2019
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000031112
Instrument Date	Oct 3, 2019
Instrument	31112
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1630 WESMEAD CT SACRAMENTO CA 958221228, SACRAMENTO, CA 95822-1228

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 7, 2018
Property Address	101 SHELL DR # 185, 185, WATSONVILLE, CA 95076-9632
Document Number	0000013706
Instrument Date	May 1, 2018
Instrument	13706
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SHELL DR #185 WATSONVILLE CA 950769632, 185, WATSONVILLE, CA 95076-9632

Mortgage

Document Number	13707
Date	May 7, 2018
Instrument	13707

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,040,000 (+2.37%) Land $800,000 Building $240,000
2025	$15,719.00 (+39.91%)	$1,015,962 (+12.38%) Land $799,193 Building $216,769
2023	$11,235.00 (+1.96%)	$904,013 Land $709,544 Building $194,469	$948,870
2022	$11,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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