Rowan County property record for 101 Shawnee Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3,610 sqft · built 2014 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Aug 2025) |
| Tax Bill | $4,146 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2014 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00 00 024.12 |
| Primary APN | 016-00 00 024.12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,610 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Account Number | 3833 |
|---|---|
| Street Address | 101 SHAWNEE DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & 3A+- SHARKEY ROAD |
| Legal Subdivision | SHARKEY DEVELOPMENT BY ROWAN R |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950100 |
Source: Rowan County records · APN 016-00 00 024.12
Assessment roll updated November 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Sep 16, 2014 | Deed of Trust, Mortgage THE CITIZENS BANK |
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Aug 05, 2025 | Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Jan 10, 2013 · Amount on Record |
| Deed Document Number | 20252039488 |
| Deed Book / Page | 296 / 479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Document Number | 0002048699 |
| Book / Page | 496 / 68 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 20262048699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Document Number | 0002048699, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 496/68 |
| Instrument | 20262048699 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 00A352/082 |
|---|---|
| Date | Sep 16, 2014 |
| Book Page | A352/082 |
| Instrument | 389548 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 13, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A489/149 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | A489/149 |
| Instrument | 2043648 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 05, 2025 |
| Property Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Document Number | 00D296/479 |
| Book / Page | D296 / 479 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2039488 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 SHAWNEE DR, MOREHEAD, KY 40351-7126 |
| Document Number | 0002039493 |
|---|---|
| Date | Aug 05, 2025 |
| Instrument | 2039493 |
| Name | GOPRIME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,146.00 (+59.16%) | $495,450 (+62.04%) Land $43,200 Building $452,250 | $495,450 (+62.04%) Land $43,200 Building $452,250 |
| 2023 | $2,605.00 | $305,750 Land $43,200 Building $262,550 | $305,750 Land $43,200 Building $262,550 |
Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 37 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWAN WATER INC private · serves 18,765 people |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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