101 Shallow Cv, Ridgeland, MS 39157 Property Records

Madison County property record for 101 Shallow Cv, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,527 sqft · built 2007
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071D-20-030`

Property Details

APN / Parcel Number

Primary APN	`071D-20-030`
Alternative APNs	`071D-20-030/00.00` `4926`

Interior

Bedrooms	3 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,527 sqft Adjusted Area
1st Floor Area	2,444 sqft
2nd Floor Area	244 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	4926
Old Parcel Number	071D-20 -030/00.00
Street Address	101 SHALLOW CV
City	RIDGELAND
State	MS
Zip	39157-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 WOODLAND SPRINGS SUBDN PT 2 BEING 2.39 AC
Legal Range	01E
Legal Township	07N
Legal Section	20
Legal Subdivision	WOODLAND SPRINGS PT 2
Legal Lot Number	13
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3028
Census Tract	30302

Owner

101 Shallow Cv is owned and occupied by two individuals who acquired it in July 2020.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Jul 22, 2020	Warranty Deed, Transfer RENASANT BK
Feb 27, 2020	Loan Modification, Mortgage WELLS FARGO BK
Feb 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020
Deed Sale	Jul 22, 2020
Prior Sale	Jul 31, 2008
Deed Document Number	0003884989
Deed Book / Page	3884 / 989
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201

Mortgage

Document Number	004318/898
Date	Apr 10, 2023
Book Page	4318/898
Instrument	979858

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 22, 2020
Property Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201
Document Number	0000896739
Book / Page	003884 / 000989
Instrument Date	Jul 6, 2020
Instrument	896739
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 SHALLOW CV RIDGELAND MS 391578201, RIDGELAND, MS 39157-8201

Mortgage

Document Number	896740
Date	Jul 22, 2020
Book Page	003885/000001
Instrument	896740

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201
Document Number	0000888363
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 1ST AVE S #600 BIRMINGHAM AL 352331860, 600, BIRMINGHAM, AL 35233-1860

Mortgage

Document Number	0000888363
Date	Apr 3, 2020
Book Page	003835/000822
Instrument	888363

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	480 Months
Due	Apr 2, 2060

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Feb 5, 2020
Property Address	101 SHALLOW CV, RIDGELAND, MS 39157-8201
Document Number	0000884651
Book / Page	003814 / 000328
Instrument Date	Sep 12, 2019
Instrument	884651
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SHALLOW CV RIDGELAND MS 391578201, RIDGELAND, MS 39157-8201

Tax Assessment & Valuation

The 2025 property tax bill for 101 Shallow Cv was $3,064 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,064.00 Homeowner's exemption	$31,226	$312,260 Land $40,000 Building $272,260
2024	$3,064.00
2023	$3,064.00 Homeowner's exemption	$31,226	$312,260 Land $40,000 Building $272,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Shallow Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Shallow Cv is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

May also be available: T-Mobile, Xfinity.

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