101 Shady Pines Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 101 Shady Pines Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 864 sqft · built 2005
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2019)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552101050867000`

Property Details

APN / Parcel Number

Primary APN	`552101050867000`
Alternative APN	`50638`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	216 ft deep x 30 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	366 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50638
Street Address	101 SHADY PINES LN
City	MURPHY
State	NC
Zip	28906-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SHADOW PINES 1482/486
Legal Lot Number	17
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1042
Census Tract	930401

Owner

101 Shady Pines Ln is owned and occupied by an individual who bought it in September 2019.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 SHADY PINES LN, MURPHY, NC 28906-6536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK AMERICA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	04643
Deed Book / Page	01624 / 0715
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	101 SHADY PINES LN, MURPHY, NC 28906-6536
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 TURKEY RIDGE DR, MURPHY, NC 28906-6181

Mortgage

Document Number	01793/1500
Date	Jan 20, 2026
Book Page	1793/1500
Instrument	266

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	238 MADISON ST, JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 27, 2019
Property Address	101 SHADY PINES LN, MURPHY, NC 28906-6536
Document Number	01624/0715
Book / Page	01624 / 0715
Map Reference	CAB C SL 78
Instrument Date	Sep 18, 2019
Instrument	04643
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 RAJ RD, 4409, KNOXVILLE, TN 37921-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 459, MURPHY, NC 28906-0459

Mortgage

Document Number	04644
Date	Sep 27, 2019
Instrument	04644

Lender

Name	BANK AMERICA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 101 Shady Pines Ln was $1,221.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00	$162,320	$162,320 Land $15,000 Building $147,320
2023		$162,320	$162,320 Land $15,000 Building $147,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Shady Pines Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Shady Pines Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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