Polk County property record for 101 Shadow Ln, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,270 sqft · built 1977 |
| Lot Size | 0.318 acres (13,865 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $122,000 (Mar 1995) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-24-141860-001750 |
| Primary APN | 23-29-24-141860-001750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 2,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,865 sqft (0.318 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,026 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|
| Street Address | 101 SHADOW LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CHRISTINA WOODS PHASE 5 PB 64 PG 7 LOT 175 & AN UNDIVIDED INTEREST IN TRACT A OF PHASE 6 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | CHRISTINA WOODS PHASE 05 |
| Legal Phase | 5 |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 175 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11835 |
101 Shadow Ln is owner-occupied and held in a trust since March 1995.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 1995 · Amount on File |
| Deed Sale | Mar 31, 1995 · Amount on File |
| Deed Book / Page | 3512 / 2071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Document Number | 0000182875 |
| Book / Page | 14096 / 266 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026182875 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000261560 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 12435/746 |
| Instrument | 2022261560 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Document Number | 0000198895 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 12347/1729 |
| Instrument | 2022198895 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 SHADOW LN, LAKELAND, FL 33813-3594 |
| Document Number | 0104640744 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 SHADOW LN LAKELAND FL 338133594, LAKELAND, FL 33813-3594 |
| Document Number | 0104640744 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 010464/000744 |
| Instrument | 87751 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2048 |
The 2025 property tax bill for 101 Shadow Ln was $1,554.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,783 (+2.7%) | $377,372 (+3.98%) Land $66,000 Building $311,372 | |
| 2025 | $1,554.00 Homeowner's exemption | $160,451 | $362,924 Land $66,000 Building $296,924 |
| 2023 | $2,015.00 (+4.89%) Homeowner's exemption | $151,387 (+3%) | $360,589 (+11.94%) Land $64,000 Building $296,589 |
| 2022 | $1,921.00 Homeowner's exemption | $146,978 | $322,141 Land $60,000 Building $262,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 8 (1979–2022) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Shadow Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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