Union County property record for 101 Seven Oaks Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1986 |
| Lot Size | 0.716 acres (31,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Sep 2009) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-348-221 |
| Primary APN | 09-348-221 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,546 sqft |
| 1st Floor Area | 1,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 31,189 sqft (0.716 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 101 SEVEN OAKS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #9 SEVEN OAKS OPCB241A & 263A |
| Legal Subdivision | SEVEN OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20403 |
101 Seven Oaks Dr, a rural home, is owned and occupied by two individuals who bought it in September 2009.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 SEVEN OAKS DR, MONROE, NC 28110-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2009 · Amount on File |
| Deed Sale | Sep 25, 2009 · Amount on File |
| Prior Sale | Jun 22, 2009 · Amount on File |
| Deed Document Number | 200931160 |
| Deed Book / Page | 5217 / 513 |
| Prior Transfer Date | Jun 16, 2009 |
| Prior Transfer Doc | 0005155040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 101 SEVEN OAKS DR, MONROE, NC 28110-8910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8161183 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 8161/183 |
| Instrument | 31839 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 101 SEVEN OAKS DR, MONROE, NC 28110-8910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8114233 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 8114/233 |
| Instrument | 24920 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 101 SEVEN OAKS DR, MONROE, NC 28110-8910 |
| Document Number | 734417 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 101 SEVEN OAKS DR MONROE NC 281108910, MONROE, NC 28110-8910 |
| Document Number | 734417 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 007344/000017 |
| Instrument | 8666 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 101 Seven Oaks Dr was $2,025.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,700 (-) Land $73,500 Building $345,200 | $418,700 (-) Land $73,500 Building $345,200 | |
| 2025 | $2,025.00 | $418,700 Land $73,500 Building $345,200 | $418,700 Land $73,500 Building $345,200 |
| 2023 | $1,490.00 | $232,800 Land $44,500 Building $188,300 | $232,800 Land $44,500 Building $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Seven Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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