101 Serrell Ave, Santa Cruz, CA 95065 Property Records

Santa Cruz County property record for 101 Serrell Ave, Santa Cruz, CA 95065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,701 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Mar 2019)
Tax Bill	$13,233 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`102-243-09`

Property Details

APN / Parcel Number

Primary APN	`102-243-09`
Alternative APN	`102-243-09-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
Gross Area	2,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 SERRELL AVE
City	SANTA CRUZ
State	CA
Zip	95065-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TRACT 230 LOT 30
Legal Subdivision	230 SANTA CRUZ GARDENS SUB
Legal Tract	230
Legal Lot Number	30
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3006
Census Tract	121300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Mar 21, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Mar 21, 2019	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Mar 1, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	20197223
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0000007257
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012299
Date	May 9, 2019
Instrument	2019-0012299

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033456
Date	Oct 29, 2019
Instrument	2019-0033456

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128

Mortgage

Document Number	0000039821
Date	Oct 2, 2020
Instrument	2020-0039821

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 21, 2019
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Document Number	0000007222
Instrument Date	Mar 18, 2019
Instrument	7222
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 SERRELL AVE SANTA CRUZ CA 950651128, SANTA CRUZ, CA 95065-1128

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 21, 2019
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Document Number	0000007223
Map Reference	MB 36 PG 37
Instrument Date	Mar 18, 2019
Instrument	2019-0007223
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128

Mortgage

Document Number	0000007224
Date	Mar 21, 2019
Instrument	2019-0007224

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 1, 2017
Property Address	101 SERRELL AVE, SANTA CRUZ, CA 95065-1128
Document Number	0000007257
Instrument Date	Feb 28, 2017
Instrument	7257
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 SERRELL AVE SANTA CRUZ CA 950651128, SANTA CRUZ, CA 95065-1128

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,041,114 (+2%) Land $796,481 Building $244,633
2025	$13,233.00 (+9.79%) Homeowner's exemption	$1,020,700 (+4.04%) Land $780,863 Building $239,837
2023	$12,053.00 (+1.26%) Homeowner's exemption	$981,064 Land $750,541 Building $230,523	$1,010,160
2022	$11,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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