101 Serene Meadows Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 101 Serene Meadows Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A963000469`

Property Details

APN / Parcel Number

Primary APN	`A963000469`
Alternative APN	`3-0113-7267-00-0420.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	990 sqft
Basement Area	872 sqft
Finished Basement	170 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963000469
Street Address	101 SERENE MEADOWS CT
City	SAINT CHARLES
State	MO
Zip	63304-7184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY PL #4 LOT 420
Legal Subdivision	BRITTANY PL #4
Legal Lot Number	420
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1023
Census Tract	311322

Owner

101 Serene Meadows Ct is owned by two individuals who acquired it in April 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 FINBERRY GROVE CT, SAINT CHARLES, MO 63304-7189
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CHRIS MADDOX
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	202222472
Prior Transfer Date	Dec 23, 2021
Prior Transfer Doc	0000022472
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 22, 2021
Property Address	101 SERENE MEADOWS CT, SAINT CHARLES, MO 63304-7184
Document Number	2021R035570
Map Reference	MB 32 PG 228
Instrument Date	Apr 19, 2021
Instrument	2021R-035570
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 BUCKLAND CT, 30, COTTLEVILLE, MO 63376-7631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SERENE MEADOWS CT, SAINT CHARLES, MO 63304-7184

Mortgage

Document Number	2021R035571
Date	Apr 22, 2021
Instrument	2021R-035571

Lender

Name	CHRIS MADDOX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	101 SERENE MEADOWS CT, SAINT CHARLES, MO 63304-7184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072961352
Date	May 18, 2020
Book Page	7296/1352
Instrument	20200518000317380

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 101 Serene Meadows Ct was $3,455, up 6.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,982 (-)	$294,641 (-) Land $55,000 Building $239,641
2025	$3,455.00 (+6.31%)	$55,982	$294,641 Land $55,000 Building $239,641
2024	$3,250.00
2023		$52,177
2022			$274,613 Land $45,000 Building $229,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Serene Meadows Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Serene Meadows Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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