101 SE Ely St, Oak Harbor, WA 98277 Property Records

Island County property record for 101 SE Ely St, Oak Harbor, WA 98277

Property Summary

Property Type	Multi-Family Dwellings
Details	48 bd · 24 ba · 19,788 sqft · built 1976
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on Record
Last Sale	$3,400,000 (Nov 2019)
Tax Bill	$33,350 (2026)
Deeds & Mortgages	May 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7600-00-01006-1`

Property Details

APN / Parcel Number

Primary APN	`S7600-00-01006-1`
Alternative APN	`334481`

Interior

Bedrooms	48 Beds
Full Baths	24 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Units	32 Units
Stories	1 Story
Building Area	19,788 sqft Living Area
1st Floor Area	9,894 sqft
Upper Floors Area	9,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Exterior Material	Hardboard/Plywood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	2,562 sqft
Patio Area	528 sqft
Balcony Area	44 sqft
Storage Building	223 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	101 SE ELY ST
City	OAK HARBOR
State	WA
Zip	98277-4608
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OH
Legal Description	OLYMPIC GDNS PT LOT 6 BLK 1 LY N OF LN PARA/W & 324N OF SLN SD LOT & S OF LN PARA/W & 200S OF NLN SD LOT
Legal Subdivision	OLYMPIC GDNS
Legal Block	1
Legal Lot Number	6
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1005
Census Tract	970700

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1120 E TERRACE ST, 300, SEATTLE, WA 98122-7405
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage BOEING EMPLOYEES CU
Jun 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Nov 26, 2019	Warranty Deed, Transfer · Commercial Mortgage OPUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	20194476333
Prior Transfer Date	Nov 30, 2009
Prior Transfer Doc	0004266405
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	101 SE ELY ST, OAK HARBOR, WA 98277-4608
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004545026
Date	May 13, 2022
Instrument	4545026

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	101 SE ELY ST, OAK HARBOR, WA 98277-4608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004465296
Date	Jun 12, 2019
Instrument	4465296

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 26, 2019
Property Address	101 SE ELY ST, OAK HARBOR, WA 98277-4608
Document Number	0004476333
Map Reference	VOL 3 PG 18
Instrument Date	Nov 21, 2019
Instrument	4476333
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E TERRACE ST STE 300, 300, SEATTLE, WA 98122-7405

Mortgage

Document Number	0004476334
Date	Nov 26, 2019
Instrument	4476334

Lender

Name	OPUS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,350.00 (+6.09%)
2025	$31,435.00 (+6.09%)	$3,651,871 (+2.88%) Land $1,777,248 Building $1,874,623	$3,651,871 (+2.88%) Land $1,777,248 Building $1,874,623
2023	$29,630.00	$3,549,599 (+7.29%) Land $1,777,248 Building $1,772,351	$3,549,599 (+7.29%) Land $1,777,248 Building $1,772,351
2022		$3,308,375 Land $1,777,248 Building $1,531,127	$3,308,375 Land $1,777,248 Building $1,531,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Orcas Online, Ziply Fiber.

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