101 School St, Belmont, NC 28012 Property Records

Gaston County property record for 101 School St, Belmont, NC 28012

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,256 sqft · built 1940
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (May 2020)
Tax Bill$927 (2026)
Deeds & MortgagesOct 2020 Sale
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15018A04900

Property Details

APN / Parcel Number

Primary APN15018A04900
Alternative APN
  • 183675

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,256 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,761 sqft (0.27 acres)
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address101 SCHOOL ST
CityBELMONT
StateNC
Zip28012-2120
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRMF
Legal Description15 018A 049 00 000
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1009
Census Tract31202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address265 PLAIN VIEW DR, ELLENBORO, NC 28040-7325
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Grant Deed, Transfer
NOT AVAILABLE
May 5, 2020Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2020 · Amount on Record
Deed SaleMay 5, 2020 · Amount on Record
Prior SaleNov 27, 2002 · Amount on Record
Deed Book / Page5119 / 2297
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateOct 13, 2020
Property Address101 SCHOOL ST, BELMONT, NC 28012-2120
Document Number0051632363
Book / Page005163 / 002363
Instrument DateOct 8, 2020
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 S TRYON ST KANNAPOLIS NC 28082, KANNAPOLIS, NC 28082

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 5, 2020
Property Address101 SCHOOL ST, BELMONT, NC 28012-2120
Document Number0051192297
Book / Page5119 / 2297
Instrument DateMay 5, 2020
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 SCHOOL ST, 101, BELMONT, NC 28012-2120

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 LEON RD, ELLENBORO, NC 28040-9356

Mortgage

Document Number0051192300
DateMay 5, 2020
Instrument5119/2300
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$927.00 (+2.77%)$129,900 (-) Land $24,000 Building $105,900
2023$902.00$129,900 Land $24,000 Building $105,900
2021$89,900 Land $16,500 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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