101 Scarlet Oak, Bluffton, SC 29910 Property Records

Beaufort County property record for 101 Scarlet Oak, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,825 sqft · built 2018
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Oct 2021)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242006900`

Property Details

APN / Parcel Number

Primary APN	`242006900`
Alternative APN	`R614 036 000 1273 0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	101 SCARLET OAK
City	BLUFFTON
State	SC
Zip	29910-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PH3-1 SOUTHERN OAKS S/D PH3 PB146 PG166 PB147 PG34
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

Source: Beaufort County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 15, 2018	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	202170517
Deed Book / Page	4068 / 2884
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 6, 2021
Property Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000070517
Book / Page	4068 / 2884
Map Reference	MB 147 PG 34
Instrument Date	Sep 20, 2021
Instrument	2021070517
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000070518
Date	Oct 6, 2021
Instrument	2021070518

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000037970
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SCARLET OAK BLUFFTON SC 299104436, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000037970
Date	Jul 17, 2020
Book Page	003885/001731
Instrument	37970

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

June 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 15, 2018
Property Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000032287
Book / Page	3676 / 1177
Map Reference	MB 147 PG 34
Instrument Date	May 15, 2018
Instrument	2018032287
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SCARLET OAK, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000032288
Date	Jun 15, 2018
Instrument	2018032288

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (-0.09%)	$14,280 (+0.03%)
2024	$2,341.00	$14,276 (-) Land $2,920 Building $11,356	$356,900 (-) Land $73,000 Building $283,900
2023	$2,341.00 (-61.75%)	$14,276 (+3.75%) Land $2,920 Building $11,356	$356,900 (+3.75%) Land $73,000 Building $283,900
2022	$6,120.00	$13,760 Land $2,520 Building $11,240	$344,000 Land $63,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Spectrum.

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