101 Sand St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 101 Sand St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,544 sqft · built 1919
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Oct 2013)
Tax Bill	$37 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:M-27 B:0041 L:0024`

Property Details

APN / Parcel Number

Primary APN	`M:M-27 B:0041 L:0024`
Alternative APN	`GARD M:M27 B:13 L:24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	3,158 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	101 SAND ST
City	GARDNER
State	MA
Zip	01440-1939
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	13
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2004
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SAND ST, GARDNER, MA 01440-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Book / Page	51619 / 169
Last Transfer Date	Dec 8, 2022
Transfer Doc	068599-334
Record Updated	Jun 8, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 14, 2022
Property Address	101 SAND ST, GARDNER, MA 01440-1939
Document Number	068599-334
Book / Page	68599 / 334
Instrument Date	Dec 8, 2022
Instrument	131568
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 SAND ST, GARDNER, MA 01440-1939

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$37.00 (-99.03%)	$257,800 (+0.86%) Land $66,900 Building $190,900
2024	$3,831.00 (+6.95%)	$255,600 (+15.08%) Land $60,800 Building $194,800
2023	$3,582.00	$222,100 Land $59,900 Building $162,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20