James City County property record for 101 Sand Dr, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1978 |
| Lot Size | 0.53 acres (23,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Mar 1986) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1 04-0-0016 |
| Primary APN | 13-1 04-0-0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 23,130 sqft (0.53 acres) |
| Deck Area | 241 sqft |
| Patio Area | 241 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Account Number | 12135 |
|---|---|
| Street Address | 101 SAND DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 LIMITED RESIDENTIAL |
| Legal Description | L-16 S-2 SAND HILL |
| Legal Subdivision | SAND HILL |
| Legal Lot Number | 16 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 80403 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 SAND DR, WILLIAMSBURG, VA 23188-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 1986 · Amount on Record |
| Deed Sale | Mar 7, 1986 · Amount on Record |
| Deed Document Number | 0000296826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 101 SAND DR, WILLIAMSBURG, VA 23188-9331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 SAND DR, WILLIAMSBURG, VA 23188-9331 |
| Document Number | 0202515387 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202515387 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 101 SAND DR, WILLIAMSBURG, VA 23188-9331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0210016764 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 210016764 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 101 SAND DR, WILLIAMSBURG, VA 23188-9331 |
| Document Number | 0000014295 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000014295 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 14295 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,022.00 (+6.42%) | $243,700 (+35.31%) Land $48,800 Building $194,900 | $243,700 (+35.31%) Land $48,800 Building $194,900 |
| 2024 | $1,900.00 (+27.18%) | ||
| 2023 | $1,494.00 | $180,100 Land $39,000 Building $141,100 | $180,100 Land $39,000 Building $141,100 |
| 2022 | $1,494.00 (+13.44%) | ||
| 2019 | $1,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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