Bedford County property record for 101 Saddleback Way, Lynchburg, VA 24503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,609 sqft · built 1986 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,706 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63 13 2 |
| Primary APN | 63 13 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,609 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 360 sqft |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 101 SADDLEBACK WAY |
|---|---|
| City | LYNCHBURG |
| State | VA |
| Zip | 24503-3865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW LOT 2 PB 62/170 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30101 |
101 Saddleback Way is owned and occupied by two individuals.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 SADDLEBACK WAY, LYNCHBURG, VA 24503-3865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 101 SADDLEBACK WAY, LYNCHBURG, VA 24503-3865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|
| Document Number | 0230002500 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 230002500 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 101 Saddleback Way was $1,706.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,706.00 | $416,300 Land $100,900 Building $315,400 | |
| 2023 | $1,712.00 Additional exemption filed | $208,850 | $416,300 Land $100,900 Building $315,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Saddleback Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Saddleback Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber.
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