Wake County property record for 101 Saddle Ridge Ct, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,350 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,500 (Oct 2023) |
| Tax Bill | $3,527 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.20-82-3036-000 |
| Primary APN | 1710.20-82-3036-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Open Porch |
| Porch Area | 92 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Sewer | Connected |
| Account Number | 0148403 |
|---|---|
| Street Address | 101 SADDLE RIDGE CT |
| City | GARNER |
| State | NC |
| Zip | 27529-4970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO19 FOREST LANDING PH3 BLE BM1985-1687 |
| Legal Subdivision | FOREST LANDING PH3 |
| Legal Phase | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 52814 |
101 Saddle Ridge Ct is owned and occupied by two individuals who bought it in October 2023.
Source: Wake County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 4, 2021 | Deed of Trust, Mortgage STATE EMPS CU |
| Mar 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on File |
| Deed Sale | Oct 31, 2023 · Amount on File |
| Prior Sale | Mar 4, 2021 · Amount on File |
| Deed Book / Page | 19467 / 2486 |
| Prior Transfer Date | Oct 23, 2023 |
| Prior Transfer Doc | 19467/2486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 31, 2023 |
| Property Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Document Number | 19467/2486 |
| Book / Page | 19467 / 2486 |
| Map Reference | MB 1985 PG 1687 |
| Instrument Date | Oct 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 GREEN CYPRESS WAY, GARNER, NC 27529-9247 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Document Number | 0194672488 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 19467/2488 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 187391034 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 18739/1034 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Document Number | 183782525 |
| Instrument Date | Mar 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 SADDLE RIDGE CT GARNER NC 275294970, GARNER, NC 27529-4970 |
| Document Number | 183782525 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 018378/002525 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Mar 4, 2021 |
| Property Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Document Number | 183782523 |
| Book / Page | 18378 / 2523 |
| Map Reference | MB 1985 PG 1687 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4408 MARRIOTT DR, 4408, RALEIGH, NC 27612-3985 |
| Name | Verified Name |
|---|---|
| Address | 101 SADDLE RIDGE CT, GARNER, NC 27529-4970 |
| Document Number | 183782525 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 18378/2525 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
The 2025 property tax bill for 101 Saddle Ridge Ct was $3,527.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,527.00 | $338,213 Land $110,000 Building $228,213 | $338,213 Land $110,000 Building $228,213 |
| 2023 | $2,699.00 | $208,645 Land $54,000 Building $154,645 | $208,645 Land $54,000 Building $154,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Saddle Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Saddle Ridge Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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