101 S Westover Dr, Monroe, NC 28112 Property Records

Union County property record for 101 S Westover Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,363 sqft · built 1955
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2020)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-274-009`

Property Details

APN / Parcel Number

Primary APN	`09-274-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	1,393 sqft
1st Floor Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 S WESTOVER DR
City	MONROE
State	NC
Zip	28112-5256
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#21 & P/23 WESTOVER PB3 PG56
Legal Subdivision	WESTOVER
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	20501

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Dec 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 21, 2017	Deed of Trust, Mortgage TOWNEBANK MTG
Nov 21, 2017	Grant Deed, Transfer
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE METRO FCU
Feb 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	202054115
Deed Book / Page	7935 / 500
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	7935503
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S WESTOVER DR MONROE NC 281125256, MONROE, NC 28112-5256

Mortgage

Document Number	7935503
Date	Dec 28, 2020
Book Page	007935/000503
Instrument	54116

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2020
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	7935500
Book / Page	007935 / 000500
Instrument Date	Dec 3, 2020
Instrument	54115
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S WESTOVER DR MONROE NC 281125256, MONROE, NC 28112-5256

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	7058810
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 1/2 S WESTOVER DR MONROE NC 281125256, MONROE, NC 28112-5256

Mortgage

Document Number	7058810
Date	Nov 22, 2017
Book Page	007058/000810
Instrument	34485

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	600 22ND ST # 300, VIRGINIA BEACH, VA 23451-4091

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Nov 21, 2017
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	7057729
Book / Page	007057 / 000729
Instrument Date	Oct 2, 2017
Instrument	34318
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 SUNNINGDALE DR CHARLOTTE NC 282772675, CHARLOTTE, NC 28277-2675

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 9, 2017
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	0006949230
Book / Page	6949 / 230
Instrument Date	Jun 9, 2017
Instrument	0016145
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MONROE, NC 28112

Mortgage

Document Number	0000016146
Date	Jun 9, 2017
Instrument	0016146

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2017
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	6880778
Book / Page	006880 / 000778
Instrument Date	Feb 20, 2017
Instrument	4931
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 SUNNINGDALE DR CHARLOTTE NC 282772675, CHARLOTTE, NC 28277-2675

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2017
Property Address	101 S WESTOVER DR, MONROE, NC 28112-5256
Document Number	6880781
Book / Page	006880 / 000781
Instrument Date	Feb 20, 2017
Instrument	4932
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 SUNNINGDALE DR CHARLOTTE NC 282772675, CHARLOTTE, NC 28277-2675

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (+31.14%)	$280,400 (+63.59%) Land $51,300 Building $229,100	$280,400 (+63.59%) Land $51,300 Building $229,100
2023	$1,869.00	$171,400 Land $13,700 Building $157,700	$171,400 Land $13,700 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

101 S Westover Dr, Monroe, NC 28112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Westover Dr

Nearby Streets

Search Property Records by Address or Parcel Number