101 S Union St, Elgin, IL 60123 Property Records

Kane County property record for 101 S Union St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 1940
Lot Size	0.172 acres (7,489 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Jun 2017)
Tax Bill	$5,838 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-378-009`

Property Details

APN / Parcel Number

Primary APN	`06-14-378-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,407 sqft Living Area
Gross Area	2,345 sqft
Basement Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,489 sqft (0.172 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 S UNION ST
City	ELGIN
State	IL
Zip	60123-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ADDN EXCEPT SOUTHERLY 5 FT LOT 1 & ALL OF LOT 4 BLOCK 6
Legal Subdivision	OAK RIDGE ADDN
Legal Block	6
Legal Lot Number	1,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-378-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 S UNION ST, ELGIN, IL 60123-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Aug 05, 2010 · Amount on Record
Deed Document Number	201733393
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 29, 2017
Property Address	101 S UNION ST, ELGIN, IL 60123-6225
Document Number	0000033393
Instrument Date	Jun 19, 2017
Instrument	33393
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 DELAWARE DR BOLINGBROOK IL 604401817, BOLINGBROOK, IL 60440-1817

Mortgage

Document Number	33394
Date	Jun 29, 2017
Instrument	33394

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,838.00 (+15.81%) Homeowner's exemption
2024		$77,859 (+21.39%) Land $15,342 Building $62,517	$233,670 (+21.44%) Land $46,044 Building $187,626
2022	$5,041.00 (+4.72%) Homeowner's exemption	$64,137 (+6.96%) Land $12,638 Building $51,499	$192,411 (+6.96%) Land $37,914 Building $154,497
2021	$4,814.00 Homeowner's exemption	$59,964 Land $11,816 Building $48,148	$179,892 Land $35,448 Building $144,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.