101 S Stone St, Creston, IA 50801 Property Records

Union County property record for 101 S Stone St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,322 sqft · built 1917
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (May 2026)
Tax Bill	$1,068 (2021)
Deeds & Mortgages	Feb 2008 Mortgage Mar 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0511235001`

Property Details

APN / Parcel Number

Primary APN	`0511235001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	138 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 S STONE ST
City	CRESTON
State	IA
Zip	50801-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S & E LAKE VIEW ADD W 80 FT LOT 3
Legal Subdivision	STONE AND ELLIOTS LAKE VIEW ADDITION
Legal Lot Number	3
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2007
Census Tract	190200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 S STONE ST, CRESTON, IA 50801-2951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2008	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Mar 23, 2007	Deed of Trust, Mortgage THE FIRST NATIONAL BANK IN CRESTON
Nov 16, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVENT FINANCIAL BANK
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 11, 2022	Warranty Deed, Transfer
Mar 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	2026826
Deed Book / Page	1381 / 101
Record Updated	Oct 29, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000918/315
Date	Feb 21, 2008
Book Page	0918/315
Instrument	00000394

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Feb 20, 2041

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000883/234
Date	Mar 23, 2007
Book Page	0883/234
Instrument	00000601

Lender

Name	THE FIRST NATIONAL BANK IN CRESTON
Address	CRESTON, IA 50801

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2010

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000836/220
Date	Nov 16, 2005
Book Page	0836/220
Instrument	00002949

Lender

Name	THRIVENT FINANCIAL BANK
Type	Bank
Address	APPLETON, WI 54919

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 26, 2020

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 21, 2026
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Document Number	0000000826
Book / Page	1381 / 101
Instrument Date	May 18, 2026
Instrument	2026826
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,107.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S STONE ST, CRESTON, IA 50801-2951

Mortgage

Document Number	0000000827,
Date	May 21, 2026
Instrument	2026827

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 21, 2026
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Document Number	001381/101
Book / Page	1381 / 101
Instrument Date	May 18, 2026
Instrument	2026826
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,107.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S STONE ST, CRESTON, IA 50801-2951

Mortgage

Document Number	0000000827,
Date	May 21, 2026
Instrument	2026827

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 11, 2022
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Document Number	001281/161
Book / Page	1281 / 161
Instrument Date	May 9, 2022
Instrument	2022-00000909
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S STONE ST, CRESTON, IA 50801

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Mar 8, 2018
Property Address	101 S STONE ST, CRESTON, IA 50801-2951
Document Number	001167/259
Book / Page	1167 / 259
Instrument Date	Mar 6, 2018
Instrument	000000000344
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 N POPLNR ST, CRESTON, IA 50801-1738
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,260 (-) Land $22,880 Building $260,380	$283,260 (-) Land $22,880 Building $260,380
2025		$283,260 (+31.47%) Land $22,880 Building $260,380	$283,260 (+31.47%) Land $22,880 Building $260,380
2023		$215,460 Land $22,260 Building $193,200	$215,460 Land $22,260 Building $193,200
2021	$1,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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