101 S Spruce St, Creston, IA 50801 Property Records

Union County property record for 101 S Spruce St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1922
Lot Size	0.045 acres (1,980 sqft)
Owner	2 Individual Names on File
Tax Bill	$926 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0512127002`

Property Details

APN / Parcel Number

Primary APN	`0512127002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,980 sqft (0.045 acres)
Lot Dimensions	44 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 S SPRUCE ST
City	CRESTON
State	IA
Zip	50801-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C SEC A W-2 OF S 44.75 FT LOT 182 & S 44.75 FT LOT 183
Legal Subdivision	WEST CRESTON
Legal Lot Number	182,183
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2001
Census Tract	190200

Owner

101 S Spruce St is owned by two individuals who acquired it in August 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1733 180TH ST, CRESTON, IA 50801-8151
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Affidavit, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 30, 2017
Transfer Doc	001156/079
Record Updated	Oct 29, 2026

September 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	UNION IA
Recording Date	Sep 1, 2017
Property Address	101 S SPRUCE ST, CRESTON, IA 50801-3135
Document Number	001156/079
Book / Page	1156 / 079
Instrument Date	Aug 30, 2017
Instrument	2017-00001634
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001156/084
Date	Sep 1, 2017
Book Page	1156/084
Instrument	00001636

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Sep 1, 2017
Property Address	101 S SPRUCE ST, CRESTON, IA 50801-3135
Document Number	001156/082
Book / Page	1156 / 082
Instrument Date	Aug 30, 2017
Instrument	2017-00001635
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1733 180TH ST, CRESTON, IA 50801-8151

Tax Assessment & Valuation

The 2025 property tax bill for 101 S Spruce St was $926, down 12.6% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (-) Land $3,710 Building $51,890	$55,600 (-) Land $3,710 Building $51,890
2025	$926.00 (-12.64%)	$55,600 Land $3,710 Building $51,890	$55,600 Land $3,710 Building $51,890
2024	$1,060.00
2023		$62,530 Land $3,970 Building $58,560	$62,530 Land $3,970 Building $58,560
2022	$1,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 101 S Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision.

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