101 S Saint Cloud Ave, Valrico, FL 33594 Property Records

Hillsborough County property record for 101 S Saint Cloud Ave, Valrico, FL 33594

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,250 sqft · built 1977
Lot Size	0.411 acres (17,930 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Apr 2024)
Tax Bill	$16,257 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0861690005`

Property Details

APN / Parcel Number

Primary APN	`0861690005`
Alternative APN	`U292921ZZZ000004141300`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	5,250 sqft Gross Area
1st Floor Area	5,250 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	17,930 sqft (0.411 acres)
Driveway	Driveway
Driveway Area	4,050 sqft
Porch	Open Porch
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0861690005
Street Address	101 S SAINT CLOUD AVE
City	VALRICO
State	FL
Zip	33594-3991
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CG
Legal Description	BEG 279.7 FT S AND 30 FT E OF NW COR OF NW 1/4 AND RUN E 141.8 FT N 152.45 FT TO SLY R/W OF SR 60 WLY ALONG R/W 133.8 FT S 26
Legal Range	21E
Legal Township	29S
Legal Section	29
Legal Subdivision	UNPLATTED
Legal Block	4
Legal Lot Number	130
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1013
Census Tract	13204

Owner

Source: Hillsborough County records · APN 0861690005

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	101 S SAINT CLOUD AVE, VALRICO, FL 33594-3991
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Nov 09, 2017 · Amount on Record
Deed Document Number	2024164398
Record Updated	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 09, 2017
Property Address	101 S SAINT CLOUD AVE, VALRICO, FL 33594-3991
Document Number	0253540977
Book / Page	025354 / 000977
Instrument Date	Nov 01, 2017
Instrument	437115
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 E BRANDON BLVD BRANDON FL 335115219, BRANDON, FL 33511-5219

Mortgage

Document Number	253540979
Date	Nov 09, 2017
Book Page	025354/000979
Instrument	437116

Lender

Name	JAMES J KRAJA
Address	59 NICKLAUS TRL, PETAL, MS 39465-8934
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,257.00 (+39.34%)	$876,900 (+24.79%) Land $100 Building $876,800	$876,900 (+24.79%) Land $100 Building $876,800
2023	$11,667.00 (+11%)	$702,686 (+15.8%) Land $235,780 Building $466,906	$702,686 (+15.8%) Land $235,780 Building $466,906
2022	$10,511.00	$606,814 Land $188,265 Building $418,549	$606,814 Land $188,265 Building $418,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 422 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.