101 S Ridge Cir, Georgetown, TX 78628 Property Records

Williamson County property record for 101 S Ridge Cir, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,584 sqft · built 1994
Lot Size	0.375 acres (16,343 sqft)
Owner	Individual Name on Record
Tax Bill	$7,806 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20-9900-0018-0059`

Property Details

APN / Parcel Number

Primary APN	`R-20-9900-0018-0059`
Alternative APNs	`R049738` `108097`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	1,800 sqft
2nd Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	16,343 sqft
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	33 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R049738
Street Address	101 S RIDGE CIR
City	GEORGETOWN
State	TX
Zip	78628-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE SEC 2-A, BLOCK R, LOT 17
Legal Subdivision	RIVER RIDGE
Legal Block	R
Legal Lot Number	17
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1021
Census Tract	20123

Owner

Source: Williamson County records, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 S RIDGE CIR, GEORGETOWN, TX 78628-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 31, 2018	Warranty Deed, Transfer MELISSA D NELTON
Aug 31, 2018	Warranty Deed, Transfer TEXAS NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018
Deed Sale	Aug 31, 2018
Prior Sale	Aug 31, 2018
Deed Document Number	2018078090
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	101 S RIDGE CIR, GEORGETOWN, TX 78628-8223
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154080
Date	Oct 7, 2021
Instrument	2021154080

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 31, 2018
Property Address	101 S RIDGE CIR, GEORGETOWN, TX 78628-8223
Document Number	0000078090
Instrument Date	Aug 30, 2018
Instrument	78090
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S RIDGE CIR GEORGETOWN TX 786288223, GEORGETOWN, TX 78628-8223

Mortgage

Document Number	78091
Date	Aug 31, 2018
Instrument	78091

Lender

Name	MELISSA D NELTON
Address	PO BOX 5034, GEORGETOWN, TX 78627-5034
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 30, 2021

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 31, 2018
Property Address	101 S RIDGE CIR, GEORGETOWN, TX 78628-8223
Document Number	0000078088
Instrument Date	Aug 29, 2018
Instrument	78088
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5034 GEORGETOWN TX 786275034, GEORGETOWN, TX 78627-5034

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,806.00 (+8.39%) Homeowner's exemption	$489,597 (-5.88%) Land $94,500 Building $395,097	$489,597 (-5.88%) Land $94,500 Building $395,097
2023	$7,202.00 (-6.64%) Homeowner's exemption	$520,204 Land $94,500 Building $425,704	$520,204 Land $94,500 Building $425,704
2022	$7,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, VTX Communications, Western Broadband.

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