101 S Mill St, Chestertown, MD 21620 Property Records

Kent County property record for 101 S Mill St, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,476 sqft · built 1900
Lot Size	0.079 acres (3,450 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2026)
Tax Bill	$5,937 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-017986`

Property Details

APN / Parcel Number

Primary APN	`04-017986`
Alternative APNs	`4017986` `017986`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,476 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,450 sqft (0.079 acres)
Lot Dimensions	133 ft deep x 26 ft wide
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	017986
Street Address	101 S MILL ST
City	CHESTERTOWN
State	MD
Zip	21620-1336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RB
Legal Description	LOT 26X133 101 S MILL ST CHESTERTOWN
Legal Lot Number	101
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	4
Census Block	4014
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 S Mill St, a townhouse, is owned and occupied by an individual who bought it in September 2026.

Source: Kent County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	101 S MILL ST, CHESTERTOWN, MD 21620-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer NEWLYN TITLE ASSURANCE, NEWLYN TITLE
Oct 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	May 23, 2025 · Amount on File
Deed Book / Page	1523 / 192
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 9, 2026
Property Address	101 S MILL ST, CHESTERTOWN, MD 21620-1336
Document Number	1523000192
Book / Page	1523 / 192
Instrument Date	Sep 1, 2026
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NEWLYN TITLE ASSURANCE, NEWLYN TITLE

Transaction

Amount	Amount on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 S MILL ST, CHESTERTOWN, MD 21620-1336

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Oct 23, 2020
Property Address	101 S MILL ST, CHESTERTOWN, MD 21620-1336
Document Number	0010960042
Book / Page	001096 / 000042
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$346.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S MILL ST CHESTERTOWN MD 216201336, CHESTERTOWN, MD 21620-1336

Tax Assessment & Valuation

The 2026 property tax bill for 101 S Mill St was $5,937, up 13.7% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,937.00 (+13.74%)	$378,833 (+13.73%)	$470,300 (+41.19%) Land $201,400 Building $268,900
2025	$5,220.00	$333,100 Land $201,400 Building $131,700	$333,100 Land $201,400 Building $131,700
2023	$4,993.00	$324,833	$333,100 Land $201,400 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 S Mill St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 individual policies
Nearby Flood Policies	52 units insured incl. 12 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 S Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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