101 S Main St, Amherst, VA 24521 Property Records

Amherst County property record for 101 S Main St, Amherst, VA 24521

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 2 ba · 4,781 sqft · built 1949
Lot Size0.547 acres (23,832 sqft)
OwnerIndividual Name on Record
Tax Bill$2,800 (2026)
Deeds & MortgagesFeb 2016 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN96A4 A 171

Property Details

APN / Parcel Number

Primary APN96A4 A 171

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area4,781 sqft Total Area
Basement Area2,705 sqft
Unfinished Basement2,705 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1971
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,832 sqft (0.547 acres)
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address101 S MAIN ST
CityAMHERST
StateVA
Zip24521
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCBD
Legal DescriptionLOT AT INTERSECTION RTS 29 AN D 60 96A4 A 171
JurisdictionAMHERST VA
Township / Civil Division2
Census Block Group3
Census Block3000
Census Tract10201

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 207, AMHERST, VA 24521-0207
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2016Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK
Feb 10, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address101 S MAIN ST, AMHERST, VA 24521
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001290/767
DateFeb 12, 2016
Book Page1290/767
Instrument0303
Lender
NameFIRST NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionAMHERST VA
Recording DateFeb 10, 2017
Property Address101 S MAIN ST, AMHERST, VA 24521
Document Number001313/366
Book / Page1313 / 366
Instrument DateJan 17, 2017
Instrument0523
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
MunicipalityAmherst Town
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,800.00 (+30.96%)$350,500 (-) Land $200,000 Building $150,500$500,100 (+42.68%) Land $240,000 Building $260,100
2025$2,138.00
2024$350,500 (-) Land $200,000 Building $150,500$350,500 (-) Land $200,000 Building $150,500
2023$2,138.00$350,500 Land $200,000 Building $150,500$350,500 Land $200,000 Building $150,500
2022$2,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF AMHERST
serves 2,231 people · EPA ID VA5009050
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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