Champaign County property record for 101 S Joy Dr, Ogden, IL 61859
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,378 sqft · built 1999 |
| Lot Size | 0.358 acres (15,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (May 2024) |
| Tax Bill | $5,303 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-24-08-452-002 |
| Primary APN | 17-24-08-452-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,378 sqft Gross Area |
| Attic | Attic |
| Attic Area | 1,378 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 15,601 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 101 S JOY DR |
|---|---|
| City | OGDEN |
| State | IL |
| Zip | 61859-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 HUNTER, MORRIS D., 3RD ADD |
| Legal Range | 14W |
| Legal Township | 19N |
| Legal Section | 08 |
| Legal Subdivision | HUNTER, MORRIS D., 3RD ADD |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | OGDEN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 S JOY DR, OGDEN, IL 61859-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | Sep 13, 2013 · Amount on Record |
| Deed Document Number | 20246837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 101 S JOY DR, OGDEN, IL 61859-9508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 S JOY DR, OGDEN, IL 61859-9508 |
| Document Number | 0000002400 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026R02400 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 101 S JOY DR, OGDEN, IL 61859-9508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014225 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019R14225 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Ogden Township |
| Municipality | Ogden Village |
| Elementary School District | Prairieview-Ogden Community Consolidated School District 197 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,800 (+23.88%) Land $12,330 Building $69,470 | $245,400 (+23.88%) Land $36,990 Building $208,410 | |
| 2024 | $5,303.00 (+14.88%) | ||
| 2022 | $4,616.00 Homeowner's exemption Additional exemption filed | $66,030 Land $9,950 Building $56,080 | $198,090 Land $29,850 Building $168,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OGDEN serves 750 people · EPA ID IL0190500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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