101 S Holmes St, Denver, IA 50622 Property Records

Bremer County property record for 101 S Holmes St, Denver, IA 50622

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,776 sqft · built 1900
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on Record
Last Sale$194,500 (Jan 2024)
Tax Bill$3,260 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-24-359-001

Property Details

APN / Parcel Number

Primary APN10-24-359-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area824 sqft
Basement Area888 sqft
Unfinished Basement848 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions72 ft deep x 106 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area154 sqft
Patio Area360 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address101 S HOLMES ST
CityDENVER
StateIA
Zip50622-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-91-13 ORIGINAL W 6' LOT 3 BLK 9 EX S 18' & LOT 4 BLK 9 EX S 26'
Legal Range13W
Legal Township91N
Legal Section24
Legal SubdivisionDENVER (ORIGINAL TOWN)
Legal Block9
Legal Lot Number3,4
JurisdictionBREMER IA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1042
Census Tract4600

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 S HOLMES ST, DENVER, IA 50622-9799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Warranty Deed, Transfer · Conventional Mortgage
LINCOLN SAVINGS BANK
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
CEDAR FALLS COMMUNITY CU
Jul 28, 2020Warranty Deed, Transfer · Conventional Mortgage
DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleJul 28, 2020 · Amount on Record
Deed Document Number2024288
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJan 31, 2024
Property Address101 S HOLMES ST, DENVER, IA 50622-9799
Document Number0020240288
Instrument DateJan 29, 2024
Instrument20240288
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 S HOLMES ST, DENVER, IA 50622-9799

Mortgage

Document Number0020240289
DateJan 31, 2024
Instrument20240289
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address101 S HOLMES ST, DENVER, IA 50622-9799
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020201484
DateMay 4, 2020
Instrument20201484
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJul 28, 2020
Property Address101 S HOLMES ST, DENVER, IA 50622-9799
Document Number0020203109
Instrument DateJul 27, 2020
Instrument20203109
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 S HOLMES ST, DENVER, IA 50622-9799

Mortgage

Document Number0020203110
DateJul 28, 2020
Instrument20203110
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2025
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change4.37%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityDenver City
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,260.00 (+8.16%) Homeowner's exemption$217,180 (+9.91%) Land $21,820 Building $195,360$217,180 (+9.91%) Land $21,820 Building $195,360
2023$197,600 Land $23,950 Building $173,650$197,600 Land $23,950 Building $173,650
2022$3,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1979–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimApr 2008 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER SUPPLY
serves 1,919 people · EPA ID IA0915030
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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