Kane County property record for 101 S Chapel St, #3, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 4.5 ba · 4,076 sqft · built 1910 |
| Lot Size | 0.165 acres (7,176 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,000 (Aug 2014) |
| Tax Bill | $9,643 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-331-001 |
| Primary APN | 06-13-331-001 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 4,076 sqft Living Area |
| Gross Area | 6,114 sqft |
| Basement Area | 2,038 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 7,176 sqft (0.165 acres) |
| Street Address | 101 S CHAPEL ST, 3 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN ALL EXCEPT THE SOUTH 40 FT WEST 78 FT OF LOT 6 BLOCK 5 |
| Legal Subdivision | JAMES T GIFFORDS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 5787, ELGIN, IL 60121-5787 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Prior Sale | May 31, 2013 |
| Deed Document Number | 201438195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 101 S CHAPEL ST # 3, 3, ELGIN, IL 60120-6992 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002416 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 2017K002416 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,643.00 (+26.04%) | $126,404 (+8.57%) Land $15,298 Building $111,106 | $379,364 (+8.57%) Land $45,912 Building $333,451 |
| 2024 | $116,426 (+31.94%) Land $14,090 Building $102,336 | $349,418 (+31.99%) Land $42,287 Building $307,131 | |
| 2022 | $7,651.00 (+3.95%) | $88,244 (+6.96%) Land $11,607 Building $76,637 | $264,732 (+6.96%) Land $34,821 Building $229,911 |
| 2021 | $7,360.00 | $82,502 Land $10,852 Building $71,650 | $247,506 Land $32,556 Building $214,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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