Bergen County and Ramsey Borough property record for 101 S Central Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,343 sqft · built 1934 |
| Lot Size | 0.712 acres (31,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Jul 2023) |
| Tax Bill | $17,236 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02905-0000-00004-01 |
| Primary APN | 48-02905-0000-00004-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,343 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Lot Area | 31,015 sqft (0.712 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4802905000000004 |
|---|---|
| Street Address | 101 S CENTRAL AVE |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.712AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 2905 |
| Legal Lot Number | 4.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 S CENTRAL AVE, RAMSEY, NJ 07446-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed, Transfer · Stand-Alone First Mortgage KEVIN POTUCEK RTAL |
| Jul 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 202346729 |
| Deed Book / Page | 5038 / 1723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 18, 2023 |
| Property Address | 101 S CENTRAL AVE, RAMSEY, NJ 07446-2450 |
| Document Number | 0050381723 |
| Book / Page | 5038 / 1723 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023046729 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,987.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PLANTEN AVEB, PROSPECT PARK, NJ 07508 |
| Name | Verified Name |
|---|---|
| Address | 101 S CENTRAL AVE, RAMSEY, NJ 07446-2450 |
| Document Number | 2023046730 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023046730 |
| Name | KEVIN POTUCEK RTAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2018 |
| Property Address | 101 S CENTRAL AVE, RAMSEY, NJ 07446-2450 |
| Document Number | 0029981673 |
| Book / Page | 002998 / 001673 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 50501 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10B PLANTEN AVE PROSPECT PARK NJ 075082240, PROSPECT PARK, NJ 07508-2240 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,100 (+0.48%) Land $399,800 Building $441,300 | $841,100 (+0.48%) Land $399,800 Building $441,300 | |
| 2025 | $17,236.00 (-3.27%) | $837,100 (+38.52%) Land $399,800 Building $437,300 | $837,100 (+38.52%) Land $399,800 Building $437,300 |
| 2024 | $17,818.00 (+12.42%) | ||
| 2023 | $604,300 (-) Land $275,200 Building $329,100 | $604,300 (-) Land $275,200 Building $329,100 | |
| 2022 | $15,850.00 (+1.16%) | $604,300 Land $275,200 Building $329,100 | $604,300 Land $275,200 Building $329,100 |
| 2021 | $15,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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