101 S Cardinal Pl, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 101 S Cardinal Pl, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 2000
Lot Size	0.996 acres (43,367 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2021)
Tax Bill	$410 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2311-601-0006-000-8`

Property Details

APN / Parcel Number

Primary APN	`2311-601-0006-000-8`
Alternative APN	`142362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	6,115 sqft
1st Floor Area	1,726 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	43,367 sqft (0.996 acres)
Garage Type	Attached
Garage Area	456 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,396 sqft
Porch	Open Porch
Porch Area	813 sqft
Deck Area	Deck Area
Patio Area	155 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	142362
Street Address	101 S CARDINAL PL
City	FORT PIERCE
State	FL
Zip	34945-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4 COUNT
Legal Description	JAY GARDENS-FT PIERCE BLK 1 LOTS 6, 7 AND 8 (1.00 AC)
Legal Range	39E
Legal Township	35S
Legal Section	11
Legal Subdivision	JAY GARDENS OF FORT PIERCE
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1051
Census Tract	380800

Owner

101 S Cardinal Pl is owned and occupied by an individual who bought it in October 2021.

Source: St. Lucie County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Oct 14, 2021	Warranty Deed, Transfer TREASURE COAST ABSTRACT AND TITLE, TREASURE COAST T&E LLC
Aug 23, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2017	Deed of Trust, Mortgage · VA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Apr 25, 2013 · Amount on File
Deed Document Number	20214938223
Deed Book / Page	4703 / 1427
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0047031427
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400

Mortgage

Document Number	0044912374
Date	Oct 15, 2020
Book Page	4491/2374
Instrument	4767496

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400

Mortgage

Document Number	0045600688
Date	Feb 23, 2021
Book Page	4560/688
Instrument	4822397

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Oct 14, 2021
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Document Number	0047031427
Book / Page	4703 / 1427
Map Reference	MB 10 PG 70
Instrument Date	Oct 8, 2021
Instrument	4938223
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	TREASURE COAST ABSTRACT AND TITLE, TREASURE COAST T&E LLC

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12225, FORT PIERCE, FL 34979-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 23, 2019
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Document Number	0043121759
Book / Page	004312 / 001759
Instrument Date	Aug 21, 2019
Instrument	4609494
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 S CARDINAL PL FORT PIERCE FL 349453400, FORT PIERCE, FL 34945-3400

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 30, 2017
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Document Number	0040011830
Book / Page	004001 / 001830
Instrument Date	May 17, 2017
Instrument	4313565
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S CARDINAL PL FORT PIERCE FL 349453400, FORT PIERCE, FL 34945-3400

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	101 S CARDINAL PL, FORT PIERCE, FL 34945-3400
Document Number	0039991360
Book / Page	003999 / 001360
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 S CARDINAL PL FORT PIERCE FL 349453400, FORT PIERCE, FL 34945-3400

Mortgage

Document Number	0039991360
Date	May 23, 2017
Book Page	003999/001360
Instrument	4311626

Lender

Name	HIGHTECHLENDING
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,343	$531,600 Land $243,100 Building $288,500
2024	$410.00
2023	$410.00 (-94.09%) Additional exemption filed	$505,300 (+32.17%) Land $231,500 Building $273,800	$505,300 (+32.17%) Land $231,500 Building $273,800
2022	$6,941.00 Homeowner's exemption Disabled Person's exemption	$382,300 Land $147,100 Building $235,200	$382,300 Land $147,100 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 S Cardinal Pl in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	22 (1999–2017)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 S Cardinal Pl is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

101 S Cardinal Pl, Fort Pierce, FL 34945 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Cardinal Pl

Nearby Streets

Search Property Records by Address or Parcel Number