Jessamine County property record for 101 S 3rd St, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2023) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-10-11-006.00 |
| Primary APN | 058-10-11-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Garage Type | Detached |
| Street Address | 101 S 3RD ST |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60503 |
101 S 3rd St is owned and occupied by an individual who bought it in August 2023.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 101 S 3RD ST, NICHOLASVILLE, KY 40356-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on File |
| Deed Sale | Aug 29, 2023 · Amount on File |
| Prior Sale | Aug 8, 2015 · Amount on File |
| Deed Document Number | 468520 |
| Deed Book / Page | D863 / 157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 29, 2023 |
| Property Address | 101 S 3RD ST, NICHOLASVILLE, KY 40356-1401 |
| Document Number | 0000468520 |
| Book / Page | D863 / 157 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 468520 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 S 3RD ST, NICHOLASVILLE, KY 40356-1401 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 S 3RD ST, NICHOLASVILLE, KY 40356-1401 |
| Document Number | 0000468523 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 468523 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 101 S 3RD ST, NICHOLASVILLE, KY 40356-1401 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000400782 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | M1457/296 |
| Instrument | 400782 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 101 S 3rd St was $2,051 with a homeowner's exemption.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Nicholasville City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,051.00 Homeowner's exemption | $245,000 Land $30,000 Building $215,000 | $245,000 Land $30,000 Building $215,000 |
| 2023 | $1,699.00 (-0.23%) | $160,000 (-) Land $14,000 Building $146,000 | $160,000 (-) Land $14,000 Building $146,000 |
| 2022 | $1,703.00 | $160,000 Land $14,000 Building $146,000 | $160,000 Land $14,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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