101 Ruth Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 101 Ruth Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,228 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2018)
Tax Bill	$3,794 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
APN	`04-31-0-208-012`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-208-012`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	101 RUTH DR
City	O FALLON
State	IL
Zip	62269-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASBURY PARK LOT/SEC-53 A02589153
Legal Subdivision	ASBURY PARK
Legal Block	208
Legal Lot Number	53
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504354

Owner

Source: St. Clair County records · APN 04-31-0-208-012

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 RUTH DR, O FALLON, IL 62269-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2018 · Amount on Record
Deed Sale	Sep 04, 2018 · Amount on Record
Prior Sale	Apr 03, 2003 · Amount on Record
Deed Document Number	20182589153
Prior Transfer Date	Apr 01, 2003
Prior Transfer Doc	00A1747797
Record Updated	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 04, 2018
Property Address	101 RUTH DR, O FALLON, IL 62269-2444
Document Number	00A2589153
Instrument Date	Aug 31, 2018
Instrument	2589153
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	BENEDICK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	101 RUTH DR O FALLON IL 622692444, O FALLON, IL 62269-2444

Mortgage

Document Number	A2589154
Date	Sep 04, 2018
Instrument	2589154

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,794.00	$58,053 (+25.76%) Land $10,673 Building $47,380	$174,159 (+25.76%) Land $32,019 Building $142,140
2022		$46,161 Land $8,709 Building $37,452	$138,483 Land $26,127 Building $112,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Delta Communications.

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	O FALLON serves 46,603 people
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.