101 Rusty Ln, Hendersonville, NC 28791 Property Records

Henderson County property record for 101 Rusty Ln, Hendersonville, NC 28791

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,318 sqft · built 1969
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2017)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9650948274`

Property Details

APN / Parcel Number

Primary APN	`9650948274`
Alternative APNs	`0113650` `113650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,318 sqft Heated Area
1st Floor Area	1,614 sqft
Basement Area	1,615 sqft
Finished Basement	404 sqft
Unfinished Basement	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Porch	Patio
Porch Area	201 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	113650
Street Address	101 RUSTY LN
City	HENDERSONVILLE
State	NC
Zip	28791-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	113650~R-4
Legal Description	SR1455 ON RUSTY LN
Legal Subdivision	STONEY MOUNTAIN
Legal Block	94
Legal Lot Number	8274
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	3
Census Block	3016
Census Tract	930800

Owner

101 Rusty Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 RUSTY LN, HENDERSONVILLE, NC 28791-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Deed Book / Page	3097 / 674
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	101 RUSTY LN, HENDERSONVILLE, NC 28791-1043
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043490220
Date	Oct 10, 2025
Book Page	4349/220
Instrument	1001038408

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	2520 CHIMNEY ROCK RD, HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 2, 2050

Interest

Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	101 RUSTY LN, HENDERSONVILLE, NC 28791-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030970681
Date	Aug 31, 2017
Book Page	3097/681

Lender

Name	ATLANTIC BAY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Rusty Ln was $1,841.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,300 (-) Land $77,500 Building $259,800
2025	$1,841.00	$337,300 Land $77,500 Building $259,800
2023		$337,300 Land $77,500 Building $259,800	$337,300 Land $77,500 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Rusty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Rusty Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rusty Ln

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